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Single Family ResidenceResidential
$293,901$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

635 ROUTE 197

WOODSTOCK, CT 06281
4
Beds
2.5
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1800
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$294K
$283K low$305K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$33,901
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,121
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
HOMETOWN BANK · R · recorded Dec 15, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
EASTHAMPTON SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,528 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNORTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.4.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
The Woodstock AcademyA-
High · Grades 9–12 · 3.3 mi
E
Woodstock Elementary SchoolB+
Elementary · Grades PK–4 · 4.0 mi
M
Woodstock Middle SchoolB-
Middle · Grades 5–8 · 5.2 mi

District: Woodstock Public Schools

Neighborhood · ZIP 06281These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,243
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,995
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,984
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

635 Route 197 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Woodstock 06281
  • Costs less per square foot than 98% of homes in Woodstock 06281
  • Bigger than 80% of homes in Northeastern Connecticut County
  • Has a bigger lot than 80% of homes in Northeastern Connecticut County
  • Older than 98% of homes in Northeastern Connecticut County

What homes are worth in Woodstock 06281

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$991K

This home is worth more than 10% of homes in Woodstock 06281.

How it measures up in Woodstock 06281

The dot is this home. The mark in the middle is the typical home in Woodstock 06281.

Estimated value$293,901
CheaperTypical $447,825Pricier

Pricier than 10% of homes nearby

Price per ft²$136
CheaperTypical $254Pricier

Pricier than 2% of homes nearby

Living area2,160 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 67% of homes nearby

Lot size4.1 ac
SmallerTypical 2.13 acBigger

Bigger than 71% of homes nearby

Year built1800
OlderTypical 1985Newer

Newer than 3% of homes nearby

How 635 Route 197 ranks against every home in each area.
MeasureThis homeWoodstock 06281Northeastern Connecticut County
Estimated valuepricier than$293,90110% of homes14% of homes
Price per ft²pricier than$1362% of homes2% of homes
Living areabigger than2,160 ft²67% of homes80% of homes
Lot sizebigger than4.1 ac71% of homes80% of homes
Year builtnewer than18003% of homes2% of homes

About 635 Route 197

How much is 635 Route 197, Woodstock, CT worth?

The TopHap Estimate for 635 Route 197, Woodstock, CT is $293,901 as of Jul 14, 2026. The likely range is $283,177 to $304,625. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 635 Route 197, Woodstock, CT last sell?

635 Route 197, Woodstock, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 635 Route 197, Woodstock, CT?

635 Route 197, Woodstock, CT has 4 bedrooms, 2.5 bathrooms, 2,160 square feet of living space and a 4.10-acre lot.

When was 635 Route 197, Woodstock, CT built?

635 Route 197, Woodstock, CT was built in 1800, making it 226 years old. It is a colonial home. The building has 2 stories.

What schools serve 635 Route 197, Woodstock, CT?

635 Route 197, Woodstock, CT is assigned to The Woodstock Academy (high), rated A-; Woodstock Elementary School (elementary), rated B+; Woodstock Middle School (middle), rated B-. All sit in Woodstock Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 635 Route 197, Woodstock, CT compare to other homes in Woodstock 06281?

Among the 2,810 homes in Woodstock 06281, it is worth more than 10% of them ($293,901 against a typical $447,825), its price per square foot is higher than 2% of them ($136 against a typical $254), it is bigger than 67% of them (2,160 ft² against a typical 1,782 ft²), its lot is bigger than 71% of them (4.1 ac against a typical 2.13 ac) and it is newer than 3% of them (1800 against a typical 1985). Measured against all of Northeastern Connecticut County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 635 Route 197, Woodstock, CT?

The 2024 property tax bill for 635 Route 197, Woodstock, CT was $4,528. The county assessed it at $185,500.

More homes on Route 197

Closest homes

More homes in Woodstock 06281

Assigned schools

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