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Single Family ResidenceResidential
$112,564$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $35,000 on Feb 8, 2000

635 WATER ST

FRIENDSVILLE, MD 21531
1
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$113K
$101K low$124K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Feb 8, 2000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$832 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,233 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,967
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 204 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Friendsville Elementary SchoolC
Elementary · Grades PK–5 · 0.3 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 5.7 mi
H
Northern Garrett High SchoolB+
High · Grades 9–12 · 5.9 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,252
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,048
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,551
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

635 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Garrett County
  • Costs less per square foot than 95% of homes in Garrett County
  • Has a smaller lot than 95% of homes in Friendsville 21531
  • Older than 93% of homes in Garrett County

What homes are worth in Friendsville 21531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$690K

This home is worth more than 18% of homes in Friendsville 21531.

How it measures up in Friendsville 21531

The dot is this home. The mark in the middle is the typical home in Friendsville 21531.

Estimated value$112,564
CheaperTypical $195,226Pricier

Pricier than 18% of homes nearby

Price per ft²$74
CheaperTypical $149Pricier

Pricier than 9% of homes nearby

Living area1,512 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.2 ac
SmallerTypical 2.11 acBigger

Bigger than 5% of homes nearby

Year built1915
OlderTypical 1975Newer

Newer than 14% of homes nearby

How 635 Water St ranks against every home in each area.
MeasureThis homeFriendsville 21531Garrett County
Estimated valuepricier than$112,56418% of homes8% of homes
Price per ft²pricier than$749% of homes5% of homes
Living areabigger than1,512 ft²60% of homes51% of homes
Lot sizebigger than0.2 ac5% of homes7% of homes
Year builtnewer than191514% of homes7% of homes

About 635 Water St

How much is 635 Water St, Friendsville, MD worth?

The TopHap Estimate for 635 Water St, Friendsville, MD is $112,564 as of Sep 24, 2026. The likely range is $101,419 to $123,709. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 635 Water St, Friendsville, MD last sell?

635 Water St, Friendsville, MD last sold on Feb 8, 2000 for $35,000, according to the county's recorded deed.

How big is 635 Water St, Friendsville, MD?

635 Water St, Friendsville, MD has 1 bathrooms, 1,512 square feet of living space and a 0.20-acre lot.

When was 635 Water St, Friendsville, MD built?

635 Water St, Friendsville, MD was built in 1915, making it 111 years old. It is a conventional home. The building has 2 stories.

What schools serve 635 Water St, Friendsville, MD?

635 Water St, Friendsville, MD is assigned to Friendsville Elementary School (elementary), rated C; Northern Middle School (middle), rated A-; Northern Garrett High School (high), rated B+. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 635 Water St, Friendsville, MD compare to other homes in Friendsville 21531?

Among the 1,210 homes in Friendsville 21531, it is worth more than 18% of them ($112,564 against a typical $195,226), its price per square foot is higher than 9% of them ($74 against a typical $149), it is bigger than 60% of them (1,512 ft² against a typical 1,344 ft²), its lot is bigger than 5% of them (0.2 ac against a typical 2.11 ac) and it is newer than 14% of them (1915 against a typical 1975). Measured against all of Garrett County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 635 Water St, Friendsville, MD?

The 2026 property tax bill for 635 Water St, Friendsville, MD was $832. The county assessed it at $53,233.

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