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Single Family ResidenceResidential
$445,242$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $252,533 on May 27, 2015

636 LOWER RIDGE RD

LOUDON, NH 03307
3
Beds
1.5
Baths
2,211 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$445K
$408K low$483K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$252,533 · May 27, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,742
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,394
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$328,500
LOANDEPOT.COM LLC · recorded Sep 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,846 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$344,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$361,285

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.86 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.16.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loudon Elementary SchoolD-
Elementary · Grades KG–5 · 6.5 mi
M
Merrimack Valley Middle SchoolC
Middle · Grades 6–8 · 10.8 mi
H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 10.9 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,935
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,619
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

636 Lower Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Merrimack County
  • Bigger than 68% of homes in Merrimack County
  • Has a bigger lot than 94% of homes in Merrimack County
  • Newer than 66% of homes in Merrimack County

What homes are worth in Loudon 03307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$732K

This home is worth more than 64% of homes in Loudon 03307.

How it measures up in Loudon 03307

The dot is this home. The mark in the middle is the typical home in Loudon 03307.

Estimated value$445,242
CheaperTypical $401,143Pricier

Pricier than 64% of homes nearby

Price per ft²$201
CheaperTypical $196Pricier

Pricier than 55% of homes nearby

Living area2,211 ft²
SmallerTypical 1,979 ft²Bigger

Bigger than 61% of homes nearby

Lot size16.12 ac
SmallerTypical 2.48 acBigger

Bigger than 91% of homes nearby

Year built1989
OlderTypical 1987Newer

Newer than 55% of homes nearby

How 636 Lower Ridge Rd ranks against every home in each area.
MeasureThis homeLoudon 03307Merrimack County
Estimated valuepricier than$445,24264% of homes46% of homes
Price per ft²pricier than$20155% of homes17% of homes
Living areabigger than2,211 ft²61% of homes68% of homes
Lot sizebigger than16.12 ac91% of homes94% of homes
Year builtnewer than198955% of homes66% of homes

About 636 Lower Ridge Rd

How much is 636 Lower Ridge Rd, Loudon, NH worth?

The TopHap Estimate for 636 Lower Ridge Rd, Loudon, NH is $445,242 as of Jul 14, 2026. The likely range is $407,733 to $482,751. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 636 Lower Ridge Rd, Loudon, NH last sell?

636 Lower Ridge Rd, Loudon, NH last sold on May 27, 2015 for $252,533, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 636 Lower Ridge Rd, Loudon, NH?

636 Lower Ridge Rd, Loudon, NH has 3 bedrooms, 1.5 bathrooms, 2,211 square feet of living space and a 16.12-acre lot.

When was 636 Lower Ridge Rd, Loudon, NH built?

636 Lower Ridge Rd, Loudon, NH was built in 1989, making it 37 years old. It is a cape cod home. The building has 2 stories.

What schools serve 636 Lower Ridge Rd, Loudon, NH?

636 Lower Ridge Rd, Loudon, NH is assigned to Loudon Elementary School (elementary), rated D-; Merrimack Valley Middle School (middle), rated C; Merrimack Valley High School (high), rated C-. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 636 Lower Ridge Rd, Loudon, NH compare to other homes in Loudon 03307?

Among the 2,195 homes in Loudon 03307, it is worth more than 64% of them ($445,242 against a typical $401,143), its price per square foot is higher than 55% of them ($201 against a typical $196), it is bigger than 61% of them (2,211 ft² against a typical 1,979 ft²), its lot is bigger than 91% of them (16.12 ac against a typical 2.48 ac) and it is newer than 55% of them (1989 against a typical 1987). Measured against all of Merrimack County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 636 Lower Ridge Rd, Loudon, NH?

The 2025 property tax bill for 636 Lower Ridge Rd, Loudon, NH was $7,846. The county assessed it at $344,900.

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Assigned schools

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