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Single Family ResidenceResidential
$458,406$321 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $182,000 on Jun 27, 2001

637 CARDOSO DR

GALT, CA 95632
3
Beds
2
Baths
1,429 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$458K
$430K low$487K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$182,000 · Jun 27, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,071 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,551 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,151
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$210,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$274,071

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
35
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley Oaks Elementary SchoolC+
Elementary · Grades KG–6 · 0.6 mi
H
Galt High SchoolB-
High · Grades 9–12 · 1.0 mi
M
Robert L. McCaffrey Middle SchoolB
Middle · Grades 7–8 · 3.0 mi

District: Galt Joint Union Elementary School District

Neighborhood · ZIP 95632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.34,605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,094
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Cardoso Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Galt 95632
  • Smaller than 67% of homes in Galt 95632
  • Has a bigger lot than 72% of homes in Sacramento County
  • Newer than 66% of homes in Sacramento County

What homes are worth in Galt 95632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$329K$1.1M

This home is worth more than 27% of homes in Galt 95632.

How it measures up in Galt 95632

The dot is this home. The mark in the middle is the typical home in Galt 95632.

Estimated value$458,406
CheaperTypical $531,690Pricier

Pricier than 27% of homes nearby

Price per ft²$321
CheaperTypical $318Pricier

Pricier than 52% of homes nearby

Living area1,429 ft²
SmallerTypical 1,645 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.2 ac
SmallerTypical 0.18 acBigger

Bigger than 63% of homes nearby

Year built1992
OlderTypical 1993Newer

Newer than 47% of homes nearby

How 637 Cardoso Dr ranks against every home in each area.
MeasureThis homeGalt 95632Sacramento County
Estimated valuepricier than$458,40627% of homes36% of homes
Price per ft²pricier than$32152% of homes56% of homes
Living areabigger than1,429 ft²33% of homes36% of homes
Lot sizebigger than0.2 ac63% of homes72% of homes
Year builtnewer than199247% of homes66% of homes

About 637 Cardoso Dr

How much is 637 Cardoso Dr, Galt, CA worth?

The TopHap Estimate for 637 Cardoso Dr, Galt, CA is $458,406 as of Oct 21, 2026. The likely range is $430,006 to $486,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Cardoso Dr, Galt, CA last sell?

637 Cardoso Dr, Galt, CA last sold on Jun 27, 2001 for $182,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 637 Cardoso Dr, Galt, CA?

637 Cardoso Dr, Galt, CA has 3 bedrooms, 2 bathrooms, 1,429 square feet of living space and a 0.20-acre lot.

When was 637 Cardoso Dr, Galt, CA built?

637 Cardoso Dr, Galt, CA was built in 1992, making it 34 years old. It is a custom design home. The building has 1 story.

What schools serve 637 Cardoso Dr, Galt, CA?

637 Cardoso Dr, Galt, CA is assigned to Valley Oaks Elementary School (elementary), rated C+; Galt High School (high), rated B-; Robert L. McCaffrey Middle School (middle), rated B. All sit in Galt Joint Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Cardoso Dr, Galt, CA compare to other homes in Galt 95632?

Among the 9,767 homes in Galt 95632, it is worth more than 27% of them ($458,406 against a typical $531,690), its price per square foot is higher than 52% of them ($321 against a typical $318), it is bigger than 33% of them (1,429 ft² against a typical 1,645 ft²), its lot is bigger than 63% of them (0.2 ac against a typical 0.18 ac) and it is newer than 47% of them (1992 against a typical 1993). Measured against all of Sacramento County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Cardoso Dr, Galt, CA?

The 2025 property tax bill for 637 Cardoso Dr, Galt, CA was $3,071. The county assessed it at $279,551.

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