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Single Family ResidenceResidential
$175,637$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $100,000 on Mar 10, 2020

637 CLAY ST

MONTGOMERY, AL 36104
1
Baths
1,638 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$176K
$146K low$206K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Mar 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$291 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carver High SchoolF
High · Grades 9–12 · 1.9 mi
E
Highland Gardens Elementary SchoolD
Elementary · Grades PK–5 · 2.9 mi
M
Capitol Heights Middle SchoolF
Middle · Grades 6–8 · 2.9 mi

District: Montgomery County School District

Neighborhood · ZIP 36104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,069
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.682 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,871
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,675
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Montgomery 36104
  • Costs more per square foot than 90% of homes in Montgomery 36104
  • Has a smaller lot than 74% of homes in Montgomery County
  • Older than 91% of homes in Montgomery County

What homes are worth in Montgomery 36104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$10K$385K

This home is worth more than 86% of homes in Montgomery 36104.

How it measures up in Montgomery 36104

The dot is this home. The mark in the middle is the typical home in Montgomery 36104.

Estimated value$175,637
CheaperTypical $44,934Pricier

Pricier than 86% of homes nearby

Price per ft²$107
CheaperTypical $33Pricier

Pricier than 90% of homes nearby

Living area1,638 ft²
SmallerTypical 1,445 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.17 ac
SmallerTypical 0.16 acBigger

Bigger than 64% of homes nearby

Year built1940
OlderTypical 1930Newer

Newer than 72% of homes nearby

How 637 Clay St ranks against every home in each area.
MeasureThis homeDowntown MontgomeryMontgomery 36104Montgomery County
Estimated valuepricier than$175,63752% of homes86% of homes56% of homes
Price per ft²pricier than$10754% of homes90% of homes61% of homes
Living areabigger than1,638 ft²43% of homes60% of homes49% of homes
Lot sizebigger than0.17 ac55% of homes64% of homes26% of homes
Year builtnewer than194067% of homes72% of homes9% of homes

About 637 Clay St

How much is 637 Clay St, Montgomery, AL worth?

The TopHap Estimate for 637 Clay St, Montgomery, AL is $175,637 as of Sep 24, 2026. The likely range is $145,629 to $205,645. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Clay St, Montgomery, AL last sell?

637 Clay St, Montgomery, AL last sold on Mar 10, 2020 for $100,000, according to the county's recorded deed.

How big is 637 Clay St, Montgomery, AL?

637 Clay St, Montgomery, AL has 1 bathrooms, 1,638 square feet of living space and a 0.17-acre lot.

When was 637 Clay St, Montgomery, AL built?

637 Clay St, Montgomery, AL was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 637 Clay St, Montgomery, AL?

637 Clay St, Montgomery, AL is assigned to Carver High School (high), rated F; Highland Gardens Elementary School (elementary), rated D; Capitol Heights Middle School (middle), rated F. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Clay St, Montgomery, AL compare to other homes in Montgomery 36104?

Among the 2,547 homes in Montgomery 36104, it is worth more than 86% of them ($175,637 against a typical $44,934), its price per square foot is higher than 90% of them ($107 against a typical $33), it is bigger than 60% of them (1,638 ft² against a typical 1,445 ft²), its lot is bigger than 64% of them (0.17 ac against a typical 0.16 ac) and it is newer than 72% of them (1940 against a typical 1930). Measured against all of Montgomery County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Clay St, Montgomery, AL?

The 2026 property tax bill for 637 Clay St, Montgomery, AL was $291. The county assessed it at $6,000.

More homes on Clay St

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Assigned schools

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