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Single Family ResidenceResidential
$792,221$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Aug 5, 2004

637 KAREN DR

ROCK HILL, SC 29730
7 / 1
Baths
7,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$792K
$740K low$844K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Aug 5, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$479,750
FAMILY TRUST FCU · 3.87% 1 · recorded Sep 20, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,000
FOUNDERS FCU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,532 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,068 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,932
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,136
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,765
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$727,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyYork
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.5.94
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 256 ft²Porch · 132 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lesslie Elementary SchoolA-
Elementary · Grades PK–5 · 1.7 mi
M
Castle Heights Middle SchoolC
Middle · Grades 6–8 · 3.4 mi
H
Rock Hill High SchoolC-
High · Grades 9–12 · 3.6 mi

District: York School District 3

Neighborhood · ZIP 29730These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.64,639
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.525 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,333
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Karen Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rock Hill 29730
  • Costs less per square foot than 95% of homes in York County
  • Among the largest homes in Rock Hill 29730
  • Has a bigger lot than 96% of homes in Rock Hill 29730
  • Older than 86% of homes in York County

What homes are worth in Rock Hill 29730

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$735K

This home is worth more than almost all homes in Rock Hill 29730.

How it measures up in Rock Hill 29730

The dot is this home. The mark in the middle is the typical home in Rock Hill 29730.

Estimated value$792,221
CheaperTypical $261,323Pricier

Pricier than almost all homes nearby

Price per ft²$105
CheaperTypical $171Pricier

Pricier than 9% of homes nearby

Living area7,540 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than almost all homes nearby

Lot size5.94 ac
SmallerTypical 1 acBigger

Bigger than 96% of homes nearby

Year built1971
OlderTypical 1982Newer

Newer than 40% of homes nearby

How 637 Karen Dr ranks against every home in each area.
MeasureThis homeRock Hill 29730York County
Estimated valuepricier than$792,221almost all homes91% of homes
Price per ft²pricier than$1059% of homes5% of homes
Living areabigger than7,540 ft²almost all homesalmost all homes
Lot sizebigger than5.94 ac96% of homes95% of homes
Year builtnewer than197140% of homes14% of homes

About 637 Karen Dr

How much is 637 Karen Dr, Rock Hill, SC worth?

The TopHap Estimate for 637 Karen Dr, Rock Hill, SC is $792,221 as of Jul 14, 2026. The likely range is $740,336 to $844,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Karen Dr, Rock Hill, SC last sell?

637 Karen Dr, Rock Hill, SC last sold on Aug 5, 2004 for $220,000, according to the county's recorded deed.

How big is 637 Karen Dr, Rock Hill, SC?

637 Karen Dr, Rock Hill, SC has 7 bathrooms, 7,540 square feet of living space and a 5.94-acre lot.

When was 637 Karen Dr, Rock Hill, SC built?

637 Karen Dr, Rock Hill, SC was built in 1971, making it 55 years old. The building has 2 stories.

What schools serve 637 Karen Dr, Rock Hill, SC?

637 Karen Dr, Rock Hill, SC is assigned to Lesslie Elementary School (elementary), rated A-; Castle Heights Middle School (middle), rated C; Rock Hill High School (high), rated C-. All sit in York School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Karen Dr, Rock Hill, SC compare to other homes in Rock Hill 29730?

Among the 19,086 homes in Rock Hill 29730, it is worth more than almost all of them ($792,221 against a typical $261,323), its price per square foot is higher than 9% of them ($105 against a typical $171), it is bigger than almost all of them (7,540 ft² against a typical 1,460 ft²), its lot is bigger than 96% of them (5.94 ac against a typical 1 ac) and it is newer than 40% of them (1971 against a typical 1982). Measured against all of York County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Karen Dr, Rock Hill, SC?

The 2025 property tax bill for 637 Karen Dr, Rock Hill, SC was $3,532. The county assessed it at $24,068.

Closest homes

More homes in Rock Hill 29730

Assigned schools

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