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Single Family ResidenceResidential
$441,235$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Oct 18, 2002

637 PEARL ST

RISING SUN, MD 21911
2
Baths
1,992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$441K
$409K low$474K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Oct 18, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$101,235
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,988
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
COUNTY BANKING & TRUST CO · recorded Oct 17, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$343,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.1.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 174 ft²Porch · 36 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi
E
Rising Sun Elementary SchoolC
Elementary · Grades PK–5 · 1.7 mi
H
Rising Sun High SchoolB
High · Grades 9–12 · 5.9 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.308 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,366
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Rising Sun 21911
  • Bigger than 69% of homes in Cecil County
  • Has a bigger lot than 74% of homes in Cecil County
  • Newer than 87% of homes in Rising Sun 21911

What homes are worth in Rising Sun 21911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$798K

This home is worth more than 71% of homes in Rising Sun 21911.

How it measures up in Rising Sun 21911

The dot is this home. The mark in the middle is the typical home in Rising Sun 21911.

Estimated value$441,235
CheaperTypical $366,282Pricier

Pricier than 71% of homes nearby

Price per ft²$222
CheaperTypical $227Pricier

Pricier than 45% of homes nearby

Living area1,992 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 68% of homes nearby

Lot size1.16 ac
SmallerTypical 0.9 acBigger

Bigger than 62% of homes nearby

Year built2003
OlderTypical 1987Newer

Newer than 87% of homes nearby

How 637 Pearl St ranks against every home in each area.
MeasureThis homeRising Sun 21911Cecil County
Estimated valuepricier than$441,23571% of homes71% of homes
Price per ft²pricier than$22245% of homes49% of homes
Living areabigger than1,992 ft²68% of homes69% of homes
Lot sizebigger than1.16 ac62% of homes74% of homes
Year builtnewer than200387% of homes82% of homes

About 637 Pearl St

How much is 637 Pearl St, Rising Sun, MD worth?

The TopHap Estimate for 637 Pearl St, Rising Sun, MD is $441,235 as of Jul 14, 2026. The likely range is $408,503 to $473,967. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Pearl St, Rising Sun, MD last sell?

637 Pearl St, Rising Sun, MD last sold on Oct 18, 2002 for $30,000, according to the county's recorded deed.

How big is 637 Pearl St, Rising Sun, MD?

637 Pearl St, Rising Sun, MD has 2 bathrooms, 1,992 square feet of living space and a 1.16-acre lot.

When was 637 Pearl St, Rising Sun, MD built?

637 Pearl St, Rising Sun, MD was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 637 Pearl St, Rising Sun, MD?

637 Pearl St, Rising Sun, MD is assigned to Rising Sun Middle School (middle), rated A-; Rising Sun Elementary School (elementary), rated C; Rising Sun High School (high), rated B. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Pearl St, Rising Sun, MD compare to other homes in Rising Sun 21911?

Among the 3,546 homes in Rising Sun 21911, it is worth more than 71% of them ($441,235 against a typical $366,282), its price per square foot is higher than 45% of them ($222 against a typical $227), it is bigger than 68% of them (1,992 ft² against a typical 1,600 ft²), its lot is bigger than 62% of them (1.16 ac against a typical 0.9 ac) and it is newer than 87% of them (2003 against a typical 1987). Measured against all of Cecil County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Pearl St, Rising Sun, MD?

The 2025 property tax bill for 637 Pearl St, Rising Sun, MD was $3,644. The county assessed it at $346,300.

Closest homes

More homes in Rising Sun 21911

Assigned schools

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