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Single Family ResidenceResidential
$173,469$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $76,000 on Aug 17, 1995

637 RATHBURN RD

OSWEGO, NY 13126
4
Beds
2
Baths
2,256 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$173K
$144K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$76,000 · Aug 17, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,102 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$101,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
29
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.3.00
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hannibal High SchoolD-
High · Grades 9–12 · 4.6 mi
E
Fairley SchoolD-
Elementary · Grades PK–4 · 4.7 mi
M
Kenney Middle SchoolC+
Middle · Grades 5–8 · 4.9 mi

District: Hannibal Central School District

Neighborhood · ZIP 13126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,399
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,623
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,556
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Rathburn Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Oswego County
  • Bigger than 89% of homes in Oswego County
  • Has a bigger lot than 84% of homes in Oswego 13126
  • Newer than 80% of homes in Oswego 13126

What homes are worth in Oswego 13126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$420K

This home is worth more than 55% of homes in Oswego 13126.

How it measures up in Oswego 13126

The dot is this home. The mark in the middle is the typical home in Oswego 13126.

Estimated value$173,469
CheaperTypical $162,270Pricier

Pricier than 55% of homes nearby

Price per ft²$77
CheaperTypical $104Pricier

Pricier than 23% of homes nearby

Living area2,256 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 85% of homes nearby

Lot size3 ac
SmallerTypical 0.42 acBigger

Bigger than 84% of homes nearby

Year built1986
OlderTypical 1945Newer

Newer than 80% of homes nearby

How 637 Rathburn Rd ranks against every home in each area.
MeasureThis homeOswego 13126Oswego County
Estimated valuepricier than$173,46955% of homes48% of homes
Price per ft²pricier than$7723% of homes17% of homes
Living areabigger than2,256 ft²85% of homes89% of homes
Lot sizebigger than3 ac84% of homes72% of homes
Year builtnewer than198680% of homes70% of homes

About 637 Rathburn Rd

How much is 637 Rathburn Rd, Oswego, NY worth?

The TopHap Estimate for 637 Rathburn Rd, Oswego, NY is $173,469 as of Aug 30, 2026. The likely range is $144,282 to $202,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Rathburn Rd, Oswego, NY last sell?

637 Rathburn Rd, Oswego, NY last sold on Aug 17, 1995 for $76,000, according to the county's recorded deed.

How big is 637 Rathburn Rd, Oswego, NY?

637 Rathburn Rd, Oswego, NY has 4 bedrooms, 2 bathrooms, 2,256 square feet of living space and a 3.00-acre lot.

When was 637 Rathburn Rd, Oswego, NY built?

637 Rathburn Rd, Oswego, NY was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 637 Rathburn Rd, Oswego, NY?

637 Rathburn Rd, Oswego, NY is assigned to Hannibal High School (high), rated D-; Fairley School (elementary), rated D-; Kenney Middle School (middle), rated C+. All sit in Hannibal Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Rathburn Rd, Oswego, NY compare to other homes in Oswego 13126?

Among the 11,485 homes in Oswego 13126, it is worth more than 55% of them ($173,469 against a typical $162,270), its price per square foot is higher than 23% of them ($77 against a typical $104), it is bigger than 85% of them (2,256 ft² against a typical 1,536 ft²), its lot is bigger than 84% of them (3 ac against a typical 0.42 ac) and it is newer than 80% of them (1986 against a typical 1945). Measured against all of Oswego County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Rathburn Rd, Oswego, NY?

The 2024 property tax bill for 637 Rathburn Rd, Oswego, NY was $4,102. The county assessed it at $101,500.

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