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Single Family ResidenceResidential
$661,688$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $603,900 on Sep 25, 2024

637 RIDGEWOOD RD

MIDDLETOWN, CT 06457
3
Beds
2.5
Baths
2,645 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$662K
$585K low$738K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$603,900 · Sep 25, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$118,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$94,542
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$543,510
CROSSCOUNTRY MORTGAGE INC · P · recorded Sep 25, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,242 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$363,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$294,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$254,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLOWER CONNECTICUT RIVER VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lawrence SchoolD
Elementary · Grades PK–5 · 0.7 mi
H
Middletown High SchoolC-
High · Grades 9–12 · 0.8 mi
M
Beman Middle SchoolC
Middle · Grades 6–8 · 3.8 mi

District: Middletown School District

Neighborhood · ZIP 06457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.44,944
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,028 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,110
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,781
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 Ridgewood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Middletown 06457
  • Costs less per square foot than 72% of homes in Lower Connecticut River Valley County
  • Bigger than 91% of homes in Middletown 06457
  • Has a bigger lot than 81% of homes in Middletown 06457
  • Among the newest homes in Middletown 06457

What homes are worth in Middletown 06457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$776K

This home is worth more than 95% of homes in Middletown 06457.

How it measures up in Middletown 06457

The dot is this home. The mark in the middle is the typical home in Middletown 06457.

Estimated value$661,688
CheaperTypical $379,733Pricier

Pricier than 95% of homes nearby

Price per ft²$250
CheaperTypical $255Pricier

Pricier than 47% of homes nearby

Living area2,645 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.8 ac
SmallerTypical 0.37 acBigger

Bigger than 81% of homes nearby

Year built2024
OlderTypical 1971Newer

Newer than almost all homes nearby

How 637 Ridgewood Rd ranks against every home in each area.
MeasureThis homeMiddletown 06457Lower Connecticut River Valley County
Estimated valuepricier than$661,68895% of homes73% of homes
Price per ft²pricier than$25047% of homes28% of homes
Living areabigger than2,645 ft²91% of homes85% of homes
Lot sizebigger than0.8 ac81% of homes54% of homes
Year builtnewer than2024almost all homesalmost all homes

About 637 Ridgewood Rd

How much is 637 Ridgewood Rd, Middletown, CT worth?

The TopHap Estimate for 637 Ridgewood Rd, Middletown, CT is $661,688 as of Jul 14, 2026. The likely range is $585,046 to $738,330. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 Ridgewood Rd, Middletown, CT last sell?

637 Ridgewood Rd, Middletown, CT last sold on Sep 25, 2024 for $603,900, according to the county's recorded deed.

How big is 637 Ridgewood Rd, Middletown, CT?

637 Ridgewood Rd, Middletown, CT has 3 bedrooms, 2.5 bathrooms, 2,645 square feet of living space and a 0.80-acre lot.

When was 637 Ridgewood Rd, Middletown, CT built?

637 Ridgewood Rd, Middletown, CT was built in 2024, making it 2 years old. It is a colonial home. The building has 2 stories.

What schools serve 637 Ridgewood Rd, Middletown, CT?

637 Ridgewood Rd, Middletown, CT is assigned to Lawrence School (elementary), rated D; Middletown High School (high), rated C-; Beman Middle School (middle), rated C. All sit in Middletown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 Ridgewood Rd, Middletown, CT compare to other homes in Middletown 06457?

Among the 12,599 homes in Middletown 06457, it is worth more than 95% of them ($661,688 against a typical $379,733), its price per square foot is higher than 47% of them ($250 against a typical $255), it is bigger than 91% of them (2,645 ft² against a typical 1,476 ft²), its lot is bigger than 81% of them (0.8 ac against a typical 0.37 ac) and it is newer than almost all of them (2024 against a typical 1971). Measured against all of Lower Connecticut River Valley County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 Ridgewood Rd, Middletown, CT?

The 2024 property tax bill for 637 Ridgewood Rd, Middletown, CT was $12,242. The county assessed it at $363,400.

Closest homes

More homes in Middletown 06457

Assigned schools

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