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Single Family ResidenceResidential
$54,500$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Mar 29, 2022

637 S RUFFNER RD

CHARLESTON, WV 25314
2
Beds
1
Baths
984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$55K
$48K low$61K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Mar 29, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$14,500
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$11,600
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
THE HUNTINGTON NATIONAL BANK · recorded Mar 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$736 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKanawha
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kanawha City Elementary SchoolB
Elementary · Grades PK–5 · 1.8 mi
M
Horace Mann Middle SchoolC
Middle · Grades 6–8 · 2.3 mi
H
Capital High SchoolD+
High · Grades 9–12 · 4.5 mi

District: Kanawha County School District

Neighborhood · ZIP 25314These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,329
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.418 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,638
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,286
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

637 S Ruffner Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in South Hills
  • Among the lowest price per square foot in South Hills
  • Smaller than 91% of homes in South Hills
  • Has a smaller lot than 93% of homes in Charleston 25314
  • Older than 92% of homes in Charleston 25314

What homes are worth in Charleston 25314

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$1M

This home is worth less than almost all homes in Charleston 25314.

How it measures up in Charleston 25314

The dot is this home. The mark in the middle is the typical home in Charleston 25314.

Estimated value$54,500
CheaperTypical $266,268Pricier

Cheaper than almost all homes nearby

Price per ft²$55
CheaperTypical $139Pricier

Pricier than 2% of homes nearby

Living area984 ft²
SmallerTypical 1,922 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.11 ac
SmallerTypical 0.3 acBigger

Bigger than 7% of homes nearby

Year built1933
OlderTypical 1962Newer

Newer than 8% of homes nearby

How 637 S Ruffner Rd ranks against every home in each area.
MeasureThis homeSouth HillsCharleston 25314Kanawha County
Estimated valuepricier than$54,500almost no homesalmost no homes5% of homes
Price per ft²pricier than$55almost no homes2% of homes6% of homes
Living areabigger than984 ft²9% of homes10% of homes18% of homes
Lot sizebigger than0.11 ac8% of homes7% of homes17% of homes
Year builtnewer than19339% of homes8% of homes18% of homes

About 637 S Ruffner Rd

How much is 637 S Ruffner Rd, Charleston, WV worth?

The TopHap Estimate for 637 S Ruffner Rd, Charleston, WV is $54,500 as of Jul 14, 2026. The likely range is $48,174 to $60,826. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 637 S Ruffner Rd, Charleston, WV last sell?

637 S Ruffner Rd, Charleston, WV last sold on Mar 29, 2022 for $50,000, according to the county's recorded deed.

How big is 637 S Ruffner Rd, Charleston, WV?

637 S Ruffner Rd, Charleston, WV has 2 bedrooms, 1 bathrooms, 984 square feet of living space and a 0.11-acre lot.

When was 637 S Ruffner Rd, Charleston, WV built?

637 S Ruffner Rd, Charleston, WV was built in 1933, making it 93 years old. It is a conventional home. The building has 1 story.

What schools serve 637 S Ruffner Rd, Charleston, WV?

637 S Ruffner Rd, Charleston, WV is assigned to Kanawha City Elementary School (elementary), rated B; Horace Mann Middle School (middle), rated C; Capital High School (high), rated D+. All sit in Kanawha County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 637 S Ruffner Rd, Charleston, WV compare to other homes in Charleston 25314?

Among the 6,167 homes in Charleston 25314, it is worth more than almost none of them ($54,500 against a typical $266,268), its price per square foot is higher than 2% of them ($55 against a typical $139), it is bigger than 10% of them (984 ft² against a typical 1,922 ft²), its lot is bigger than 7% of them (0.11 ac against a typical 0.3 ac) and it is newer than 8% of them (1933 against a typical 1962). Measured against all of Kanawha County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 637 S Ruffner Rd, Charleston, WV?

The 2025 property tax bill for 637 S Ruffner Rd, Charleston, WV was $736. The county assessed it at $22,860.

Closest homes

More homes in Charleston 25314

Assigned schools

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