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Single Family ResidenceResidential
$269,886$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $257,000 on Aug 3, 2023

638 CANAL ST

MERCED, CA 95341
2
Beds
1
Baths
1,068 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,419 ft²
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$231K low$309K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$257,000 · Aug 3, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,929 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,382 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$88,434
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,948
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
64
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCED
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Tenaya Middle SchoolD
Middle · Grades 7–8 · 0.2 mi
E
Reyes Elementary SchoolD-
Elementary · Grades KG–6 · 0.4 mi
H
El Capitan High SchoolC
High · Grades 9–12 · 5.5 mi

District: Merced Union High School District

Neighborhood · ZIP 95341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.3.1%
PopulationHow many people live in this area.36,506
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,027
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Canal St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Merced County
  • Costs more per square foot than 82% of homes in Merced 95341
  • Smaller than 88% of homes in Merced County
  • Has a smaller lot than 98% of homes in Merced 95341
  • Older than 82% of homes in Merced County

What homes are worth in Merced 95341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$502K

This home is worth more than 28% of homes in Merced 95341.

How it measures up in Merced 95341

The dot is this home. The mark in the middle is the typical home in Merced 95341.

Estimated value$269,886
CheaperTypical $312,441Pricier

Pricier than 28% of homes nearby

Price per ft²$253
CheaperTypical $220Pricier

Pricier than 82% of homes nearby

Living area1,068 ft²
SmallerTypical 1,355 ft²Bigger

Bigger than 19% of homes nearby

Lot size3,419 ft²
SmallerTypical 0.15 acBigger

Bigger than 2% of homes nearby

Year built1957
OlderTypical 1992Newer

Newer than 23% of homes nearby

How 638 Canal St ranks against every home in each area.
MeasureThis homeMerced 95341Merced County
Estimated valuepricier than$269,88628% of homes12% of homes
Price per ft²pricier than$25382% of homes64% of homes
Living areabigger than1,068 ft²19% of homes12% of homes
Lot sizebigger than3,419 ft²2% of homes3% of homes
Year builtnewer than195723% of homes18% of homes

About 638 Canal St

How much is 638 Canal St, Merced, CA worth?

The TopHap Estimate for 638 Canal St, Merced, CA is $269,886 as of Aug 30, 2026. The likely range is $231,251 to $308,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Canal St, Merced, CA last sell?

638 Canal St, Merced, CA last sold on Aug 3, 2023 for $257,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 638 Canal St, Merced, CA?

638 Canal St, Merced, CA has 2 bedrooms, 1 bathrooms, 1,068 square feet of living space and a 0.08-acre lot.

When was 638 Canal St, Merced, CA built?

638 Canal St, Merced, CA was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 638 Canal St, Merced, CA?

638 Canal St, Merced, CA is assigned to Tenaya Middle School (middle), rated D; Reyes Elementary School (elementary), rated D-; El Capitan High School (high), rated C. All sit in Merced Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Canal St, Merced, CA compare to other homes in Merced 95341?

Among the 7,641 homes in Merced 95341, it is worth more than 28% of them ($269,886 against a typical $312,441), its price per square foot is higher than 82% of them ($253 against a typical $220), it is bigger than 19% of them (1,068 ft² against a typical 1,355 ft²), its lot is bigger than 2% of them (3,419 ft² against a typical 0.15 ac) and it is newer than 23% of them (1957 against a typical 1992). Measured against all of Merced County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Canal St, Merced, CA?

The 2025 property tax bill for 638 Canal St, Merced, CA was $2,929. The county assessed it at $267,382.

More homes on Canal St

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