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Single Family ResidenceResidential
$103,590$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

638 ELKHART ST

GARY, IN 46403
4
Beds
1
Baths
1,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$104K
$88K low$119K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$793 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banneker at Marquette Elementary SchoolC+
Elementary · Grades KG–5 · 1.1 mi
M
Gary Middle School for the Visual and Preforming ArtsD+
Middle · Grades 6–8 · 1.6 mi
H
West Side Leadership AcademyF
High · Grades 9–12 · 7.0 mi

District: Gary Community School Corporation

Neighborhood · ZIP 46403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,913
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,008 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,512
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Elkhart St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Lake County
  • Costs less per square foot than 84% of homes in Lake County
  • Smaller than 72% of homes in Lake County
  • Has a smaller lot than 75% of homes in Gary 46403
  • Older than 98% of homes in Gary 46403

What homes are worth in Gary 46403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$724K

This home is worth more than 30% of homes in Gary 46403.

How it measures up in Gary 46403

The dot is this home. The mark in the middle is the typical home in Gary 46403.

Estimated value$103,590
CheaperTypical $168,932Pricier

Pricier than 30% of homes nearby

Price per ft²$81
CheaperTypical $115Pricier

Pricier than 29% of homes nearby

Living area1,272 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.14 ac
SmallerTypical 0.16 acBigger

Bigger than 25% of homes nearby

Year built1920
OlderTypical 1955Newer

Newer than 2% of homes nearby

How 638 Elkhart St ranks against every home in each area.
MeasureThis homeGary 46403Lake County
Estimated valuepricier than$103,59030% of homes13% of homes
Price per ft²pricier than$8129% of homes16% of homes
Living areabigger than1,272 ft²43% of homes28% of homes
Lot sizebigger than0.14 ac25% of homes29% of homes
Year builtnewer than19202% of homes7% of homes

About 638 Elkhart St

How much is 638 Elkhart St, Gary, IN worth?

The TopHap Estimate for 638 Elkhart St, Gary, IN is $103,590 as of Sep 24, 2026. The likely range is $87,856 to $119,324. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Elkhart St, Gary, IN last sell?

638 Elkhart St, Gary, IN last sold on Jul 25, 2016, according to the county's recorded deed.

How big is 638 Elkhart St, Gary, IN?

638 Elkhart St, Gary, IN has 4 bedrooms, 1 bathrooms, 1,272 square feet of living space and a 0.14-acre lot.

When was 638 Elkhart St, Gary, IN built?

638 Elkhart St, Gary, IN was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 638 Elkhart St, Gary, IN?

638 Elkhart St, Gary, IN is assigned to Banneker at Marquette Elementary School (elementary), rated C+; Gary Middle School for the Visual and Preforming Arts (middle), rated D+; West Side Leadership Academy (high), rated F. All sit in Gary Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Elkhart St, Gary, IN compare to other homes in Gary 46403?

Among the 4,499 homes in Gary 46403, it is worth more than 30% of them ($103,590 against a typical $168,932), its price per square foot is higher than 29% of them ($81 against a typical $115), it is bigger than 43% of them (1,272 ft² against a typical 1,446 ft²), its lot is bigger than 25% of them (0.14 ac against a typical 0.16 ac) and it is newer than 2% of them (1920 against a typical 1955). Measured against all of Lake County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Elkhart St, Gary, IN?

The 2024 property tax bill for 638 Elkhart St, Gary, IN was $793. The county assessed it at $73,800.

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