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Single Family ResidenceResidential
$1,030,322$370 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $265,000 on Oct 7, 2004

638 GILBERT STUART RD

SAUNDERSTOWN, RI 02874
3
Beds
2.5
Baths
2,788 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.73 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$823K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Oct 7, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$894,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$587,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$761,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,014,575

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.3.73
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hamilton Elementary SchoolA+
Elementary · Grades KG–5 · 1.6 mi
H
North Kingstown High SchoolA+
High · Grades 9–12 · 2.3 mi
M
Wickford Middle SchoolA
Middle · Grades 6–8 · 3.2 mi

District: North Kingstown School District

Neighborhood · ZIP 02874These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.446 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,177
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,005
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Gilbert Stuart Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Washington County
  • Costs less per square foot than 78% of homes in Saunderstown 02874
  • Bigger than 90% of homes in Washington County
  • Has a bigger lot than 93% of homes in Washington County
  • Newer than 88% of homes in Saunderstown 02874

What homes are worth in Saunderstown 02874

Each bar is how many homes fall in that price range. The marker is this home.

This home
$443K$2.9M

This home is worth more than 64% of homes in Saunderstown 02874.

How it measures up in Saunderstown 02874

The dot is this home. The mark in the middle is the typical home in Saunderstown 02874.

Estimated value$1,030,322
CheaperTypical $883,970Pricier

Pricier than 64% of homes nearby

Price per ft²$370
CheaperTypical $426Pricier

Pricier than 22% of homes nearby

Living area2,788 ft²
SmallerTypical 2,122 ft²Bigger

Bigger than 74% of homes nearby

Lot size3.73 ac
SmallerTypical 0.75 acBigger

Bigger than 90% of homes nearby

Year built2004
OlderTypical 1987Newer

Newer than 88% of homes nearby

How 638 Gilbert Stuart Rd ranks against every home in each area.
MeasureThis homeSaunderstown 02874Washington County
Estimated valuepricier than$1,030,32264% of homes80% of homes
Price per ft²pricier than$37022% of homes34% of homes
Living areabigger than2,788 ft²74% of homes90% of homes
Lot sizebigger than3.73 ac90% of homes93% of homes
Year builtnewer than200488% of homes86% of homes

About 638 Gilbert Stuart Rd

How much is 638 Gilbert Stuart Rd, Saunderstown, RI worth?

The TopHap Estimate for 638 Gilbert Stuart Rd, Saunderstown, RI is $1,030,322 as of Oct 21, 2026. The likely range is $823,321 to $1,237,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Gilbert Stuart Rd, Saunderstown, RI last sell?

638 Gilbert Stuart Rd, Saunderstown, RI last sold on Oct 7, 2004 for $265,000, according to the county's recorded deed.

How big is 638 Gilbert Stuart Rd, Saunderstown, RI?

638 Gilbert Stuart Rd, Saunderstown, RI has 3 bedrooms, 2.5 bathrooms, 2,788 square feet of living space and a 3.73-acre lot.

When was 638 Gilbert Stuart Rd, Saunderstown, RI built?

638 Gilbert Stuart Rd, Saunderstown, RI was built in 2004, making it 22 years old. It is a ranch home. The building has 1 story.

What schools serve 638 Gilbert Stuart Rd, Saunderstown, RI?

638 Gilbert Stuart Rd, Saunderstown, RI is assigned to Hamilton Elementary School (elementary), rated A+; North Kingstown High School (high), rated A+; Wickford Middle School (middle), rated A. All sit in North Kingstown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Gilbert Stuart Rd, Saunderstown, RI compare to other homes in Saunderstown 02874?

Among the 2,394 homes in Saunderstown 02874, it is worth more than 64% of them ($1,030,322 against a typical $883,970), its price per square foot is higher than 22% of them ($370 against a typical $426), it is bigger than 74% of them (2,788 ft² against a typical 2,122 ft²), its lot is bigger than 90% of them (3.73 ac against a typical 0.75 ac) and it is newer than 88% of them (2004 against a typical 1987). Measured against all of Washington County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Gilbert Stuart Rd, Saunderstown, RI?

The 2025 property tax bill for 638 Gilbert Stuart Rd, Saunderstown, RI was $9,876. The county assessed it at $894,600.

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