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Single Family ResidenceResidential
$841,450$623 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $375,000 on Sep 23, 2011

638 LOTTIE ST

MONTEREY, CA 93940
2
Beds
2
Baths
1,351 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,200 ft²
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$841K
$784K low$898K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Sep 23, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,516 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$480,428 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$262,634
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,794
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$471,009

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
26
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monte VistaB+
Elementary · Grades KG–8 · 1.0 mi
H
Monterey High SchoolB
High · Grades 9–12 · 1.1 mi

District: Monterey Peninsula Unified School District

Neighborhood · ZIP 93940These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.355

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.30,837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,487
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,191
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Lottie St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Monterey 93940
  • Costs less per square foot than 75% of homes in New Monterey
  • Smaller than 66% of homes in Monterey County
  • Has a smaller lot than 90% of homes in Monterey 93940
  • Older than 67% of homes in Monterey County

What homes are worth in Monterey 93940

Each bar is how many homes fall in that price range. The marker is this home.

This home
$371K$3.6M

This home is worth more than 32% of homes in Monterey 93940.

How it measures up in Monterey 93940

The dot is this home. The mark in the middle is the typical home in Monterey 93940.

Estimated value$841,450
CheaperTypical $1,043,110Pricier

Pricier than 32% of homes nearby

Price per ft²$623
CheaperTypical $681Pricier

Pricier than 33% of homes nearby

Living area1,351 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 39% of homes nearby

Lot size4,200 ft²
SmallerTypical 0.17 acBigger

Bigger than 10% of homes nearby

Year built1960
OlderTypical 1962Newer

Newer than 47% of homes nearby

How 638 Lottie St ranks against every home in each area.
MeasureThis homeNew MontereyMonterey 93940Monterey County
Estimated valuepricier than$841,45035% of homes32% of homes59% of homes
Price per ft²pricier than$62325% of homes33% of homes69% of homes
Living areabigger than1,351 ft²45% of homes39% of homes34% of homes
Lot sizebigger than4,200 ft²15% of homes10% of homes12% of homes
Year builtnewer than196060% of homes47% of homes33% of homes

About 638 Lottie St

How much is 638 Lottie St, Monterey, CA worth?

The TopHap Estimate for 638 Lottie St, Monterey, CA is $841,450 as of Oct 21, 2026. The likely range is $784,408 to $898,492. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Lottie St, Monterey, CA last sell?

638 Lottie St, Monterey, CA last sold on Sep 23, 2011 for $375,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 638 Lottie St, Monterey, CA?

638 Lottie St, Monterey, CA has 2 bedrooms, 2 bathrooms, 1,351 square feet of living space and a 0.10-acre lot.

When was 638 Lottie St, Monterey, CA built?

638 Lottie St, Monterey, CA was built in 1960, making it 66 years old. The building has 2 stories.

What schools serve 638 Lottie St, Monterey, CA?

638 Lottie St, Monterey, CA is assigned to Monte Vista (elementary), rated B+; Monterey High School (high), rated B. All sit in Monterey Peninsula Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Lottie St, Monterey, CA compare to other homes in Monterey 93940?

Among the 9,309 homes in Monterey 93940, it is worth more than 32% of them ($841,450 against a typical $1,043,110), its price per square foot is higher than 33% of them ($623 against a typical $681), it is bigger than 39% of them (1,351 ft² against a typical 1,576 ft²), its lot is bigger than 10% of them (4,200 ft² against a typical 0.17 ac) and it is newer than 47% of them (1960 against a typical 1962). Measured against all of Monterey County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Lottie St, Monterey, CA?

The 2025 property tax bill for 638 Lottie St, Monterey, CA was $5,516. The county assessed it at $480,428.

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