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Single Family ResidenceResidential
$303,398$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

638 MONTGOMERY ST

CHICOPEE, MA 01020
3
Beds
1
Baths
1,060 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$303K
$280K low$326K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,237 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$278,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$263,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chicopee Comprehensive High SchoolC-
High · Grades 9–12 · 0.2 mi
E
Lambert-LavoieC
Elementary · Grades PK–5 · 0.4 mi
M
Dupont Middle SchoolD+
Middle · Grades 6–8 · 2.1 mi

District: Chicopee School District

Neighborhood · ZIP 01020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,218
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Montgomery St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 78% of homes in Hampden County
  • Smaller than 82% of homes in Hampden County

What homes are worth in Chicopee 01020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$542K

This home is worth more than 39% of homes in Chicopee 01020.

How it measures up in Chicopee 01020

The dot is this home. The mark in the middle is the typical home in Chicopee 01020.

Estimated value$303,398
CheaperTypical $322,066Pricier

Pricier than 39% of homes nearby

Price per ft²$286
CheaperTypical $266Pricier

Pricier than 64% of homes nearby

Living area1,060 ft²
SmallerTypical 1,267 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.26 ac
SmallerTypical 0.24 acBigger

Bigger than 57% of homes nearby

Year built1953
OlderTypical 1955Newer

Newer than 42% of homes nearby

How 638 Montgomery St ranks against every home in each area.
MeasureThis homeChicopee 01020Hampden County
Estimated valuepricier than$303,39839% of homes36% of homes
Price per ft²pricier than$28664% of homes78% of homes
Living areabigger than1,060 ft²28% of homes18% of homes
Lot sizebigger than0.26 ac57% of homes44% of homes
Year builtnewer than195342% of homes44% of homes

About 638 Montgomery St

How much is 638 Montgomery St, Chicopee, MA worth?

The TopHap Estimate for 638 Montgomery St, Chicopee, MA is $303,398 as of Oct 21, 2026. The likely range is $280,310 to $326,486. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Montgomery St, Chicopee, MA last sell?

638 Montgomery St, Chicopee, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 638 Montgomery St, Chicopee, MA?

638 Montgomery St, Chicopee, MA has 3 bedrooms, 1 bathrooms, 1,060 square feet of living space and a 0.26-acre lot.

When was 638 Montgomery St, Chicopee, MA built?

638 Montgomery St, Chicopee, MA was built in 1953, making it 73 years old. It is a ranch home. The building has 1 story.

What schools serve 638 Montgomery St, Chicopee, MA?

638 Montgomery St, Chicopee, MA is assigned to Chicopee Comprehensive High School (high), rated C-; Lambert-Lavoie (elementary), rated C; Dupont Middle School (middle), rated D+. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Montgomery St, Chicopee, MA compare to other homes in Chicopee 01020?

Among the 8,937 homes in Chicopee 01020, it is worth more than 39% of them ($303,398 against a typical $322,066), its price per square foot is higher than 64% of them ($286 against a typical $266), it is bigger than 28% of them (1,060 ft² against a typical 1,267 ft²), its lot is bigger than 57% of them (0.26 ac against a typical 0.24 ac) and it is newer than 42% of them (1953 against a typical 1955). Measured against all of Hampden County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Montgomery St, Chicopee, MA?

The 2026 property tax bill for 638 Montgomery St, Chicopee, MA was $4,237. The county assessed it at $278,000.

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