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Single Family ResidenceResidential
$128,687$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

638 N UTICA ST

TERRY, MS 39170
0
Baths
1,137 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1974
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$129K
$126K low$132K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$772 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,306 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,306
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$43,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHinds
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Terry High SchoolC+
High · Grades 9–12 · 1.1 mi
E
Gary Road Elementary SchoolD
Elementary · Grades PK–2 · 6.0 mi
M
Byram Middle SchoolD-
Middle · Grades 6–8 · 6.2 mi

District: Hinds County School District

Neighborhood · ZIP 39170These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,284
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,153
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 N Utica St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Terry 39170
  • Costs less per square foot than 76% of homes in Terry 39170
  • Smaller than 89% of homes in Terry 39170
  • Older than 78% of homes in Terry 39170

What homes are worth in Terry 39170

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$688K

This home is worth more than 8% of homes in Terry 39170.

How it measures up in Terry 39170

The dot is this home. The mark in the middle is the typical home in Terry 39170.

Estimated value$128,687
CheaperTypical $292,020Pricier

Pricier than 8% of homes nearby

Price per ft²$113
CheaperTypical $130Pricier

Pricier than 24% of homes nearby

Living area1,137 ft²
SmallerTypical 2,128 ft²Bigger

Bigger than 11% of homes nearby

Year built1974
OlderTypical 1993Newer

Newer than 22% of homes nearby

How 638 N Utica St ranks against every home in each area.
MeasureThis homeTerry 39170Hinds County
Estimated valuepricier than$128,6878% of homes49% of homes
Price per ft²pricier than$11324% of homes72% of homes
Living areabigger than1,137 ft²11% of homes17% of homes
Year builtnewer than197422% of homes61% of homes

About 638 N Utica St

How much is 638 N Utica St, Terry, MS worth?

The TopHap Estimate for 638 N Utica St, Terry, MS is $128,687 as of Jul 14, 2026. The likely range is $125,535 to $131,839. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 N Utica St, Terry, MS last sell?

638 N Utica St, Terry, MS last sold on Dec 12, 2003, according to the county's recorded deed.

When was 638 N Utica St, Terry, MS built?

638 N Utica St, Terry, MS was built in 1974, making it 52 years old.

What schools serve 638 N Utica St, Terry, MS?

638 N Utica St, Terry, MS is assigned to Terry High School (high), rated C+; Gary Road Elementary School (elementary), rated D; Byram Middle School (middle), rated D-. All sit in Hinds County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 N Utica St, Terry, MS compare to other homes in Terry 39170?

Among the 3,894 homes in Terry 39170, it is worth more than 8% of them ($128,687 against a typical $292,020), its price per square foot is higher than 24% of them ($113 against a typical $130), it is bigger than 11% of them (1,137 ft² against a typical 2,128 ft²) and it is newer than 22% of them (1974 against a typical 1993). Measured against all of Hinds County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 N Utica St, Terry, MS?

The 2025 property tax bill for 638 N Utica St, Terry, MS was $772. The county assessed it at $5,306.

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