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Single Family ResidentialResidential
$99,355$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $58,000 on Dec 27, 2006

638 ROUTE 44

SHINGLEHOUSE, PA 16748
0
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.

Valuation

$99K
$88K low$110K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Dec 27, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,655
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,524
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,700
NORTHWEST SAVINGS BANK · recorded Dec 27, 2006

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$54,670

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMcKean
Lot (acres)The size of the land the home sits on, from county records.1.10

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswayo Valley Elementary SchoolB-
Elementary · Grades KG–6 · 3.7 mi
M
Oswayo Valley Middle / High SchoolA-
Middle · Grades 7–12 · 4.0 mi

District: Oswayo Valley School District

Neighborhood · ZIP 16748These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,430
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Route 44 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Shinglehouse 16748
  • Bigger than 79% of homes in Shinglehouse 16748
  • Has a bigger lot than 68% of homes in McKean County
  • Newer than 79% of homes in McKean County

What homes are worth in Shinglehouse 16748

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$268K

This home is worth more than 60% of homes in Shinglehouse 16748.

How it measures up in Shinglehouse 16748

The dot is this home. The mark in the middle is the typical home in Shinglehouse 16748.

Estimated value$99,355
CheaperTypical $87,218Pricier

Pricier than 60% of homes nearby

Price per ft²$74
CheaperTypical $90Pricier

Pricier than 31% of homes nearby

Living area1,344 ft²
SmallerTypical 960 ft²Bigger

Bigger than 79% of homes nearby

Lot size1.1 ac
SmallerTypical 1.7 acBigger

Bigger than 42% of homes nearby

Year built1980
OlderTypical 1964Newer

Newer than 70% of homes nearby

How 638 Route 44 ranks against every home in each area.
MeasureThis homeShinglehouse 16748McKean County
Estimated valuepricier than$99,35560% of homes38% of homes
Price per ft²pricier than$7431% of homes37% of homes
Living areabigger than1,344 ft²79% of homes52% of homes
Lot sizebigger than1.1 ac42% of homes68% of homes
Year builtnewer than198070% of homes79% of homes

About 638 Route 44

How much is 638 Route 44, Shinglehouse, PA worth?

The TopHap Estimate for 638 Route 44, Shinglehouse, PA is $99,355 as of Jul 14, 2026. The likely range is $88,448 to $110,262. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Route 44, Shinglehouse, PA last sell?

638 Route 44, Shinglehouse, PA last sold on Dec 27, 2006 for $58,000, according to the county's recorded deed.

How big is 638 Route 44, Shinglehouse, PA?

638 Route 44, Shinglehouse, PA has 1,344 square feet of living space and a 1.10-acre lot.

When was 638 Route 44, Shinglehouse, PA built?

638 Route 44, Shinglehouse, PA was built in 1980, making it 46 years old.

What schools serve 638 Route 44, Shinglehouse, PA?

638 Route 44, Shinglehouse, PA is assigned to Oswayo Valley Elementary School (elementary), rated B-; Oswayo Valley Middle / High School (middle), rated A-. All sit in Oswayo Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Route 44, Shinglehouse, PA compare to other homes in Shinglehouse 16748?

Among the 1,357 homes in Shinglehouse 16748, it is worth more than 60% of them ($99,355 against a typical $87,218), its price per square foot is higher than 31% of them ($74 against a typical $90), it is bigger than 79% of them (1,344 ft² against a typical 960 ft²), its lot is bigger than 42% of them (1.1 ac against a typical 1.7 ac) and it is newer than 70% of them (1980 against a typical 1964). Measured against all of McKean County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Shinglehouse 16748

Assigned schools

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