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Single Family ResidenceResidential
$95,041$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $37,500 on Dec 15, 2017

638 S RIVER ST

WEST POINT, NE 68788
1
Beds
1
Baths
640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$95K
$91K low$99K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$37,500 · Dec 15, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,041
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,033

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$717 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,010 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCUMING
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Point Elementary SchoolA-
Elementary · Grades PK–4 · 1.1 mi
M
West Point-Beemer Junior High SchoolA
Middle · Grades 5–8 · 1.1 mi
H
West Point-Beemer High SchoolC
High · Grades 9–12 · 1.2 mi

District: West Point Public Schools

Neighborhood · ZIP 68788These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,766
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,573
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,953
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 S River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in West Point 68788
  • Among the smallest homes in West Point 68788
  • Has a smaller lot than 98% of homes in Cuming County

What homes are worth in West Point 68788

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$699K

This home is worth more than 12% of homes in West Point 68788.

How it measures up in West Point 68788

The dot is this home. The mark in the middle is the typical home in West Point 68788.

Estimated value$95,041
CheaperTypical $237,189Pricier

Pricier than 12% of homes nearby

Price per ft²$149
CheaperTypical $156Pricier

Pricier than 46% of homes nearby

Living area640 ft²
SmallerTypical 1,560 ft²Bigger

Smaller than almost all homes nearby

Lot size4,000 ft²
SmallerTypical 0.3 acBigger

Bigger than 3% of homes nearby

Year built1950
OlderTypical 1955Newer

Newer than 46% of homes nearby

How 638 S River St ranks against every home in each area.
MeasureThis homeWest Point 68788Cuming County
Estimated valuepricier than$95,04112% of homes14% of homes
Price per ft²pricier than$14946% of homes52% of homes
Living areabigger than640 ft²almost no homesalmost no homes
Lot sizebigger than4,000 ft²3% of homes2% of homes
Year builtnewer than195046% of homes52% of homes

About 638 S River St

How much is 638 S River St, West Point, NE worth?

The TopHap Estimate for 638 S River St, West Point, NE is $95,041 as of Jul 14, 2026. The likely range is $90,749 to $99,333. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 S River St, West Point, NE last sell?

638 S River St, West Point, NE last sold on Dec 15, 2017 for $37,500, according to the county's recorded deed.

How big is 638 S River St, West Point, NE?

638 S River St, West Point, NE has 1 bedrooms, 1 bathrooms, 640 square feet of living space and a 0.09-acre lot.

When was 638 S River St, West Point, NE built?

638 S River St, West Point, NE was built in 1950, making it 76 years old. It is a split foyer home. The building has 1 story.

What schools serve 638 S River St, West Point, NE?

638 S River St, West Point, NE is assigned to West Point Elementary School (elementary), rated A-; West Point-Beemer Junior High School (middle), rated A; West Point-Beemer High School (high), rated C. All sit in West Point Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 S River St, West Point, NE compare to other homes in West Point 68788?

Among the 1,963 homes in West Point 68788, it is worth more than 12% of them ($95,041 against a typical $237,189), its price per square foot is higher than 46% of them ($149 against a typical $156), it is bigger than almost none of them (640 ft² against a typical 1,560 ft²), its lot is bigger than 3% of them (4,000 ft² against a typical 0.3 ac) and it is newer than 46% of them (1950 against a typical 1955). Measured against all of Cuming County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 S River St, West Point, NE?

The 2025 property tax bill for 638 S River St, West Point, NE was $717. The county assessed it at $101,010.

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Assigned schools

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