Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$26,195$23 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $30,000 on Nov 5, 2021

638 SPENCER ST

FLINT, MI 48505
3
Beds
1
Baths
1,151 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$26K
$23K low$30K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Nov 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,070 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brownell STEM AcademyD-
Elementary · Grades KG–5 · 2.4 mi
M
Holmes STEM Middle School AcademyF
Middle · Grades 6–8 · 2.5 mi
H
Southwestern Classical AcademyF
High · Grades 9–12 · 3.3 mi

District: Flint City School District

Neighborhood · ZIP 48505These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.34%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,122
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$44,463
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Genesee County
  • Costs less per square foot than 96% of homes in Genesee County
  • Bigger than 74% of homes in Flint 48505
  • Has a bigger lot than 83% of homes in Flint 48505
  • Newer than 95% of homes in Flint 48505

What homes are worth in Flint 48505

Each bar is how many homes fall in that price range. The marker is this home.

This home
$14K$74K

This home is worth more than 52% of homes in Flint 48505.

How it measures up in Flint 48505

The dot is this home. The mark in the middle is the typical home in Flint 48505.

Estimated value$26,195
CheaperTypical $25,791Pricier

Pricier than 52% of homes nearby

Price per ft²$23
CheaperTypical $26Pricier

Pricier than 35% of homes nearby

Living area1,151 ft²
SmallerTypical 960 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.22 ac
SmallerTypical 0.13 acBigger

Bigger than 83% of homes nearby

Year built1968
OlderTypical 1950Newer

Newer than 95% of homes nearby

How 638 Spencer St ranks against every home in each area.
MeasureThis homeFlint 48505Genesee County
Estimated valuepricier than$26,19552% of homes6% of homes
Price per ft²pricier than$2335% of homes4% of homes
Living areabigger than1,151 ft²74% of homes35% of homes
Lot sizebigger than0.22 ac83% of homes35% of homes
Year builtnewer than196895% of homes58% of homes

About 638 Spencer St

How much is 638 Spencer St, Flint, MI worth?

The TopHap Estimate for 638 Spencer St, Flint, MI is $26,195 as of Sep 24, 2026. The likely range is $22,752 to $29,638. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Spencer St, Flint, MI last sell?

638 Spencer St, Flint, MI last sold on Nov 5, 2021 for $30,000, according to the county's recorded deed.

How big is 638 Spencer St, Flint, MI?

638 Spencer St, Flint, MI has 3 bedrooms, 1 bathrooms, 1,151 square feet of living space and a 0.22-acre lot.

When was 638 Spencer St, Flint, MI built?

638 Spencer St, Flint, MI was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 638 Spencer St, Flint, MI?

638 Spencer St, Flint, MI is assigned to Brownell STEM Academy (elementary), rated D-; Holmes STEM Middle School Academy (middle), rated F; Southwestern Classical Academy (high), rated F. All sit in Flint City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Spencer St, Flint, MI compare to other homes in Flint 48505?

Among the 8,406 homes in Flint 48505, it is worth more than 52% of them ($26,195 against a typical $25,791), its price per square foot is higher than 35% of them ($23 against a typical $26), it is bigger than 74% of them (1,151 ft² against a typical 960 ft²), its lot is bigger than 83% of them (0.22 ac against a typical 0.13 ac) and it is newer than 95% of them (1968 against a typical 1950). Measured against all of Genesee County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Spencer St, Flint, MI?

The 2025 property tax bill for 638 Spencer St, Flint, MI was $1,070. The county assessed it at $12,600.

More homes on Spencer St

Closest homes

More homes in Flint 48505

Assigned schools

Explore the area

See this home in context

Open 638 Spencer St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map