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Single Family ResidenceResidential
$313,251$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $240,000 on Nov 29, 2021

638 WATERS DR

RINGGOLD, GA 30736
2
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$313K
$299K low$328K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Nov 29, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$71,251
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,001
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$192,000
CALIBER HOME LOANS · recorded Nov 29, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
NEWREZ

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,772 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,772
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,178
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,429

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCatoosa
Lot (acres)The size of the land the home sits on, from county records.0.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 120 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodstation Elementary SchoolB-
Elementary · Grades PK–5 · 2.8 mi
M
Heritage Middle SchoolA-
Middle · Grades 6–8 · 5.3 mi
H
Heritage High SchoolB
High · Grades 9–12 · 5.5 mi

District: Catoosa County School District

Neighborhood · ZIP 30736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.45,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,992
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Waters Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 78% of homes in Catoosa County
  • Has a bigger lot than 70% of homes in Catoosa County
  • Newer than 92% of homes in Ringgold 30736

What homes are worth in Ringgold 30736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$789K

This home is worth more than 47% of homes in Ringgold 30736.

How it measures up in Ringgold 30736

The dot is this home. The mark in the middle is the typical home in Ringgold 30736.

Estimated value$313,251
CheaperTypical $320,172Pricier

Pricier than 47% of homes nearby

Price per ft²$219
CheaperTypical $198Pricier

Pricier than 73% of homes nearby

Living area1,430 ft²
SmallerTypical 1,607 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.9 ac
SmallerTypical 0.57 acBigger

Bigger than 64% of homes nearby

Year built2017
OlderTypical 1994Newer

Newer than 92% of homes nearby

How 638 Waters Dr ranks against every home in each area.
MeasureThis homeRinggold 30736Catoosa County
Estimated valuepricier than$313,25147% of homes57% of homes
Price per ft²pricier than$21973% of homes78% of homes
Living areabigger than1,430 ft²37% of homes44% of homes
Lot sizebigger than0.9 ac64% of homes70% of homes
Year builtnewer than201792% of homes92% of homes

About 638 Waters Dr

How much is 638 Waters Dr, Ringgold, GA worth?

The TopHap Estimate for 638 Waters Dr, Ringgold, GA is $313,251 as of Jul 14, 2026. The likely range is $298,749 to $327,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Waters Dr, Ringgold, GA last sell?

638 Waters Dr, Ringgold, GA last sold on Nov 29, 2021 for $240,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 638 Waters Dr, Ringgold, GA?

638 Waters Dr, Ringgold, GA has 2 bathrooms, 1,430 square feet of living space and a 0.90-acre lot.

When was 638 Waters Dr, Ringgold, GA built?

638 Waters Dr, Ringgold, GA was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 638 Waters Dr, Ringgold, GA?

638 Waters Dr, Ringgold, GA is assigned to Woodstation Elementary School (elementary), rated B-; Heritage Middle School (middle), rated A-; Heritage High School (high), rated B. All sit in Catoosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Waters Dr, Ringgold, GA compare to other homes in Ringgold 30736?

Among the 15,824 homes in Ringgold 30736, it is worth more than 47% of them ($313,251 against a typical $320,172), its price per square foot is higher than 73% of them ($219 against a typical $198), it is bigger than 37% of them (1,430 ft² against a typical 1,607 ft²), its lot is bigger than 64% of them (0.9 ac against a typical 0.57 ac) and it is newer than 92% of them (2017 against a typical 1994). Measured against all of Catoosa County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Waters Dr, Ringgold, GA?

The 2025 property tax bill for 638 Waters Dr, Ringgold, GA was $2,073. The county assessed it at $115,772.

Closest homes

More homes in Ringgold 30736

Assigned schools

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