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Residential (General/Single)Residential
Last sold for $590,800 on Sep 30, 2022

639 RAY AVE

RIDGEFIELD, NJ 07657
0
Baths
1,657 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$590,800 · Sep 30, 2022
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$443,100
AMERICAN FINANCIAL NETWORK INC · recorded Sep 30, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,608 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$571,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$567,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$571,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Brick
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgefield Memorial High SchoolB-
High · Grades 9–12 · 0.4 mi
M
Slocum Skewes SchoolB+
Middle · Grades 3–8 · 0.4 mi
E
Bergen Boulevard School
Elementary · Grades 1–2 · 0.4 mi

District: Ridgefield Borough School District

Neighborhood · ZIP 07657These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,739
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,212 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,610
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

639 Ray Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 67% of homes in Bergen County

How it measures up in Ridgefield 07657

The dot is this home. The mark in the middle is the typical home in Ridgefield 07657.

Living area1,657 ft²
SmallerTypical 1,836 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.12 ac
SmallerTypical 0.11 acBigger

Bigger than 58% of homes nearby

Year built1949
OlderTypical 1949Newer

Newer than 50% of homes nearby

How 639 Ray Ave ranks against every home in each area.
MeasureThis homeRidgefield 07657Bergen County
Living areabigger than1,657 ft²38% of homes40% of homes
Lot sizebigger than0.12 ac58% of homes33% of homes
Year builtnewer than194950% of homes37% of homes

About 639 Ray Ave

When did 639 Ray Ave, Ridgefield, NJ last sell?

639 Ray Ave, Ridgefield, NJ last sold on Sep 30, 2022 for $590,800, according to the county's recorded deed.

How big is 639 Ray Ave, Ridgefield, NJ?

639 Ray Ave, Ridgefield, NJ has 1,657 square feet of living space and a 0.12-acre lot.

When was 639 Ray Ave, Ridgefield, NJ built?

639 Ray Ave, Ridgefield, NJ was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 639 Ray Ave, Ridgefield, NJ?

639 Ray Ave, Ridgefield, NJ is assigned to Ridgefield Memorial High School (high), rated B-; Slocum Skewes School (middle), rated B+; Bergen Boulevard School (elementary). All sit in Ridgefield Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 639 Ray Ave, Ridgefield, NJ compare to other homes in Ridgefield 07657?

Among the 2,580 homes in Ridgefield 07657, it is bigger than 38% of them (1,657 ft² against a typical 1,836 ft²), its lot is bigger than 58% of them (0.12 ac against a typical 0.11 ac) and it is newer than 50% of them (1949 against a typical 1949). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 639 Ray Ave, Ridgefield, NJ?

The 2025 property tax bill for 639 Ray Ave, Ridgefield, NJ was $9,608. The county assessed it at $571,300.

Closest homes

More homes in Ridgefield 07657

Assigned schools

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