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Single Family ResidenceResidential
$117,108$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 51How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 BIG ROCK RD

BIG ROCK, TN 37023
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$117K
$59K low$175K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$5,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,086
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,000
REGIONS BANK · recorded May 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$532 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,775 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,425
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,275
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStewart
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1969
Lot (acres)The size of the land the home sits on, from county records.1.25
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 696 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Stewart Elementary SchoolC+
Elementary · Grades PK–5 · 2.1 mi
H
Stewart County Adult High School
High · Grades 9–12 · 4.8 mi
M
Stewart County Middle SchoolB+
Middle · Grades 6–8 · 7.8 mi

District: Stewart County School District

Neighborhood · ZIP 37023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,635
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,006
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Big Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Big Rock 37023
  • Costs less per square foot than 82% of homes in Big Rock 37023
  • Smaller than 79% of homes in Big Rock 37023
  • Has a smaller lot than 66% of homes in Big Rock 37023
  • Older than 85% of homes in Stewart County

What homes are worth in Big Rock 37023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$486K

This home is worth more than 16% of homes in Big Rock 37023.

How it measures up in Big Rock 37023

The dot is this home. The mark in the middle is the typical home in Big Rock 37023.

Estimated value$117,108
CheaperTypical $223,900Pricier

Pricier than 16% of homes nearby

Price per ft²$111
CheaperTypical $162Pricier

Pricier than 18% of homes nearby

Living area1,056 ft²
SmallerTypical 1,387 ft²Bigger

Bigger than 21% of homes nearby

Lot size1.25 ac
SmallerTypical 2 acBigger

Bigger than 34% of homes nearby

Year built1962
OlderTypical 1990Newer

Newer than 16% of homes nearby

How 640 Big Rock Rd ranks against every home in each area.
MeasureThis homeBig Rock 37023Stewart County
Estimated valuepricier than$117,10816% of homes18% of homes
Price per ft²pricier than$11118% of homes20% of homes
Living areabigger than1,056 ft²21% of homes25% of homes
Lot sizebigger than1.25 ac34% of homes39% of homes
Year builtnewer than196216% of homes15% of homes

About 640 Big Rock Rd

How much is 640 Big Rock Rd, Big Rock, TN worth?

The TopHap Estimate for 640 Big Rock Rd, Big Rock, TN is $117,108 as of Jul 14, 2026. The likely range is $59,356 to $174,860. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Big Rock Rd, Big Rock, TN last sell?

640 Big Rock Rd, Big Rock, TN last sold on Feb 27, 1987, according to the county's recorded deed.

How big is 640 Big Rock Rd, Big Rock, TN?

640 Big Rock Rd, Big Rock, TN has 1 bathrooms, 1,056 square feet of living space and a 1.25-acre lot.

When was 640 Big Rock Rd, Big Rock, TN built?

640 Big Rock Rd, Big Rock, TN was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 640 Big Rock Rd, Big Rock, TN?

640 Big Rock Rd, Big Rock, TN is assigned to North Stewart Elementary School (elementary), rated C+; Stewart County Adult High School (high); Stewart County Middle School (middle), rated B+. All sit in Stewart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Big Rock Rd, Big Rock, TN compare to other homes in Big Rock 37023?

Among the 704 homes in Big Rock 37023, it is worth more than 16% of them ($117,108 against a typical $223,900), its price per square foot is higher than 18% of them ($111 against a typical $162), it is bigger than 21% of them (1,056 ft² against a typical 1,387 ft²), its lot is bigger than 34% of them (1.25 ac against a typical 2 ac) and it is newer than 16% of them (1962 against a typical 1990). Measured against all of Stewart County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Big Rock Rd, Big Rock, TN?

The 2024 property tax bill for 640 Big Rock Rd, Big Rock, TN was $532. The county assessed it at $35,775.

Closest homes

More homes in Big Rock 37023

Assigned schools

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