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Rural ResidenceResidential
$345,364$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $215,000 on May 8, 2019

640 CATAWBA CIR N

MATTHEWS, NC 28104
3
Beds
2
Baths
1,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$345K
$310K low$381K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · May 8, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,179 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$262,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Trail Elementary SchoolB+
Elementary · Grades KG–5 · 0.7 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 3.2 mi
M
Sun Valley Middle SchoolB+
Middle · Grades 6–8 · 3.3 mi

District: Union County Public Schools

Neighborhood · ZIP 28104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,106
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,375
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Catawba Cir N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Matthews 28104
  • Costs less per square foot than 88% of homes in Matthews 28104
  • Smaller than 71% of homes in Matthews 28104
  • Older than 90% of homes in Matthews 28104

What homes are worth in Matthews 28104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$1.9M

This home is worth more than 15% of homes in Matthews 28104.

How it measures up in Matthews 28104

The dot is this home. The mark in the middle is the typical home in Matthews 28104.

Estimated value$345,364
CheaperTypical $600,964Pricier

Pricier than 15% of homes nearby

Price per ft²$188
CheaperTypical $246Pricier

Pricier than 12% of homes nearby

Living area1,840 ft²
SmallerTypical 2,563 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.44 ac
SmallerTypical 0.44 acBigger

Bigger than 51% of homes nearby

Year built1977
OlderTypical 2002Newer

Newer than 10% of homes nearby

How 640 Catawba Cir N ranks against every home in each area.
MeasureThis homeMatthews 28104Union County
Estimated valuepricier than$345,36415% of homes26% of homes
Price per ft²pricier than$18812% of homes25% of homes
Living areabigger than1,840 ft²29% of homes40% of homes
Lot sizebigger than0.44 ac51% of homes48% of homes
Year builtnewer than197710% of homes16% of homes

About 640 Catawba Cir N

How much is 640 Catawba Cir N, Matthews, NC worth?

The TopHap Estimate for 640 Catawba Cir N, Matthews, NC is $345,364 as of Sep 24, 2026. The likely range is $309,935 to $380,793. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Catawba Cir N, Matthews, NC last sell?

640 Catawba Cir N, Matthews, NC last sold on May 8, 2019 for $215,000, according to the county's recorded deed.

How big is 640 Catawba Cir N, Matthews, NC?

640 Catawba Cir N, Matthews, NC has 3 bedrooms, 2 bathrooms, 1,840 square feet of living space and a 0.44-acre lot.

When was 640 Catawba Cir N, Matthews, NC built?

640 Catawba Cir N, Matthews, NC was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

What schools serve 640 Catawba Cir N, Matthews, NC?

640 Catawba Cir N, Matthews, NC is assigned to Indian Trail Elementary School (elementary), rated B+; Sun Valley High School (high), rated C+; Sun Valley Middle School (middle), rated B+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Catawba Cir N, Matthews, NC compare to other homes in Matthews 28104?

Among the 13,281 homes in Matthews 28104, it is worth more than 15% of them ($345,364 against a typical $600,964), its price per square foot is higher than 12% of them ($188 against a typical $246), it is bigger than 29% of them (1,840 ft² against a typical 2,563 ft²), its lot is bigger than 51% of them (0.44 ac against a typical 0.44 ac) and it is newer than 10% of them (1977 against a typical 2002). Measured against all of Union County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Catawba Cir N, Matthews, NC?

The 2025 property tax bill for 640 Catawba Cir N, Matthews, NC was $2,179. The county assessed it at $325,300.

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