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Single Family ResidenceResidential
$287,838$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $142,000 on Sep 4, 2015

640 CLAYTON AVE NW

GRAND RAPIDS, MI 49534
3
Beds
2
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$288K
$274K low$302K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,000 · Sep 4, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,638
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,710
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$223,200
LAKE MICHIGAN CU · recorded Nov 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,075 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cummings Elementary SchoolA+
Elementary · Grades KG–6 · 1.2 mi
M
Grandville Middle SchoolB+
Middle · Grades 7–8 · 5.3 mi
H
Grandville High SchoolB+
High · Grades 9–12 · 6.7 mi

District: Grandville Public Schools

Neighborhood · ZIP 49534These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,527
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Clayton Ave Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Grand Rapids 49534
  • Smaller than 83% of homes in Grand Rapids 49534
  • Has a smaller lot than 74% of homes in Grand Rapids 49534

What homes are worth in Grand Rapids 49534

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$776K

This home is worth more than 16% of homes in Grand Rapids 49534.

How it measures up in Grand Rapids 49534

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49534.

Estimated value$287,838
CheaperTypical $367,591Pricier

Pricier than 16% of homes nearby

Price per ft²$261
CheaperTypical $251Pricier

Pricier than 57% of homes nearby

Living area1,104 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.18 ac
SmallerTypical 0.58 acBigger

Bigger than 26% of homes nearby

Year built1979
OlderTypical 1985Newer

Newer than 45% of homes nearby

How 640 Clayton Ave Nw ranks against every home in each area.
MeasureThis homeGrand Rapids 49534Kent County
Estimated valuepricier than$287,83816% of homes32% of homes
Price per ft²pricier than$26157% of homes60% of homes
Living areabigger than1,104 ft²17% of homes23% of homes
Lot sizebigger than0.18 ac26% of homes30% of homes
Year builtnewer than197945% of homes60% of homes

About 640 Clayton Ave Nw

How much is 640 Clayton Ave Nw, Grand Rapids, MI worth?

The TopHap Estimate for 640 Clayton Ave Nw, Grand Rapids, MI is $287,838 as of Jul 14, 2026. The likely range is $274,043 to $301,633. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Clayton Ave Nw, Grand Rapids, MI last sell?

640 Clayton Ave Nw, Grand Rapids, MI last sold on Sep 4, 2015 for $142,000, according to the county's recorded deed.

How big is 640 Clayton Ave Nw, Grand Rapids, MI?

640 Clayton Ave Nw, Grand Rapids, MI has 3 bedrooms, 2 bathrooms, 1,104 square feet of living space and a 0.18-acre lot.

When was 640 Clayton Ave Nw, Grand Rapids, MI built?

640 Clayton Ave Nw, Grand Rapids, MI was built in 1979, making it 47 years old. It is a bi-level home.

What schools serve 640 Clayton Ave Nw, Grand Rapids, MI?

640 Clayton Ave Nw, Grand Rapids, MI is assigned to Cummings Elementary School (elementary), rated A+; Grandville Middle School (middle), rated B+; Grandville High School (high), rated B+. All sit in Grandville Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Clayton Ave Nw, Grand Rapids, MI compare to other homes in Grand Rapids 49534?

Among the 6,913 homes in Grand Rapids 49534, it is worth more than 16% of them ($287,838 against a typical $367,591), its price per square foot is higher than 57% of them ($261 against a typical $251), it is bigger than 17% of them (1,104 ft² against a typical 1,484 ft²), its lot is bigger than 26% of them (0.18 ac against a typical 0.58 ac) and it is newer than 45% of them (1979 against a typical 1985). Measured against all of Kent County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Clayton Ave Nw, Grand Rapids, MI?

The 2025 property tax bill for 640 Clayton Ave Nw, Grand Rapids, MI was $2,075. The county assessed it at $121,800.

Closest homes

More homes in Grand Rapids 49534

Assigned schools

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