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Single Family ResidenceResidential
$173,622$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

640 CLOUD CIR

HENDERSON, TN 38340
1.5
Baths
1,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$174K
$160K low$187K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$805 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,525 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1981
Lot (acres)The size of the land the home sits on, from county records.0.53
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 400 ft²Porch · 24 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W Chester Elementary SchoolA
Elementary · Grades KG–3 · 1.6 mi
H
Chester County High SchoolB-
High · Grades 9–12 · 2.1 mi
M
Chester County Junior High SchoolC
Middle · Grades 6–8 · 2.7 mi

District: Chester County School District

Neighborhood · ZIP 38340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.136

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.13,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,794
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,929
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Cloud Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Henderson 38340
  • Costs less per square foot than 73% of homes in Henderson 38340
  • Has a smaller lot than 81% of homes in Chester County
  • Older than 77% of homes in Chester County

What homes are worth in Henderson 38340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$616K

This home is worth more than 35% of homes in Henderson 38340.

How it measures up in Henderson 38340

The dot is this home. The mark in the middle is the typical home in Henderson 38340.

Estimated value$173,622
CheaperTypical $219,875Pricier

Pricier than 35% of homes nearby

Price per ft²$103
CheaperTypical $126Pricier

Pricier than 27% of homes nearby

Living area1,688 ft²
SmallerTypical 1,749 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.53 ac
SmallerTypical 1.13 acBigger

Bigger than 25% of homes nearby

Year built1965
OlderTypical 1987Newer

Newer than 24% of homes nearby

How 640 Cloud Cir ranks against every home in each area.
MeasureThis homeHenderson 38340Chester County
Estimated valuepricier than$173,62235% of homes36% of homes
Price per ft²pricier than$10327% of homes29% of homes
Living areabigger than1,688 ft²46% of homes48% of homes
Lot sizebigger than0.53 ac25% of homes19% of homes
Year builtnewer than196524% of homes23% of homes

About 640 Cloud Cir

How much is 640 Cloud Cir, Henderson, TN worth?

The TopHap Estimate for 640 Cloud Cir, Henderson, TN is $173,622 as of Aug 30, 2026. The likely range is $159,984 to $187,260. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Cloud Cir, Henderson, TN last sell?

640 Cloud Cir, Henderson, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 640 Cloud Cir, Henderson, TN?

640 Cloud Cir, Henderson, TN has 1.5 bathrooms, 1,688 square feet of living space and a 0.53-acre lot.

When was 640 Cloud Cir, Henderson, TN built?

640 Cloud Cir, Henderson, TN was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 640 Cloud Cir, Henderson, TN?

640 Cloud Cir, Henderson, TN is assigned to W Chester Elementary School (elementary), rated A; Chester County High School (high), rated B-; Chester County Junior High School (middle), rated C. All sit in Chester County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Cloud Cir, Henderson, TN compare to other homes in Henderson 38340?

Among the 4,584 homes in Henderson 38340, it is worth more than 35% of them ($173,622 against a typical $219,875), its price per square foot is higher than 27% of them ($103 against a typical $126), it is bigger than 46% of them (1,688 ft² against a typical 1,749 ft²), its lot is bigger than 25% of them (0.53 ac against a typical 1.13 ac) and it is newer than 24% of them (1965 against a typical 1987). Measured against all of Chester County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Cloud Cir, Henderson, TN?

The 2026 property tax bill for 640 Cloud Cir, Henderson, TN was $805. The county assessed it at $39,525.

More homes on Cloud Cir

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Assigned schools

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