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CondominiumResidential
$434,554$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $213,000 on Mar 24, 1998

640 COTTS WAY

OXFORD, MI 48371
4
Beds
2.5
Baths
2,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$435K
$402K low$467K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$213,000 · Mar 24, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,511 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,210 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$184,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,420

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Daniel Axford Elementary School
Elementary · Grades PK–2 · 0.4 mi
M
Oxford Middle SchoolB+
Middle · Grades 6–8 · 1.7 mi
H
Oxford High SchoolB
High · Grades 9–12 · 1.8 mi

District: Oxford Area Community Schools

Neighborhood · ZIP 48371These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.26,356
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.519 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,434
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,065
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Cotts Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Oxford 48371
  • Bigger than 69% of homes in Oakland County
  • Has a smaller lot than 69% of homes in Oxford 48371
  • Newer than 83% of homes in Oakland County

What homes are worth in Oxford 48371

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$909K

This home is worth more than 51% of homes in Oxford 48371.

How it measures up in Oxford 48371

The dot is this home. The mark in the middle is the typical home in Oxford 48371.

Estimated value$434,554
CheaperTypical $432,161Pricier

Pricier than 51% of homes nearby

Price per ft²$193
CheaperTypical $228Pricier

Pricier than 17% of homes nearby

Living area2,250 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.3 ac
SmallerTypical 0.44 acBigger

Bigger than 31% of homes nearby

Year built1997
OlderTypical 1994Newer

Newer than 58% of homes nearby

How 640 Cotts Way ranks against every home in each area.
MeasureThis homeOxford 48371Oakland County
Estimated valuepricier than$434,55451% of homes61% of homes
Price per ft²pricier than$19317% of homes32% of homes
Living areabigger than2,250 ft²68% of homes69% of homes
Lot sizebigger than0.3 ac31% of homes50% of homes
Year builtnewer than199758% of homes83% of homes

About 640 Cotts Way

How much is 640 Cotts Way, Oxford, MI worth?

The TopHap Estimate for 640 Cotts Way, Oxford, MI is $434,554 as of Oct 21, 2026. The likely range is $401,815 to $467,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Cotts Way, Oxford, MI last sell?

640 Cotts Way, Oxford, MI last sold on Mar 24, 1998 for $213,000, according to the county's recorded deed.

How big is 640 Cotts Way, Oxford, MI?

640 Cotts Way, Oxford, MI has 4 bedrooms, 2.5 bathrooms, 2,250 square feet of living space and a 0.30-acre lot.

When was 640 Cotts Way, Oxford, MI built?

640 Cotts Way, Oxford, MI was built in 1997, making it 29 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 640 Cotts Way, Oxford, MI?

640 Cotts Way, Oxford, MI is assigned to Daniel Axford Elementary School (elementary); Oxford Middle School (middle), rated B+; Oxford High School (high), rated B. All sit in Oxford Area Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Cotts Way, Oxford, MI compare to other homes in Oxford 48371?

Among the 8,251 homes in Oxford 48371, it is worth more than 51% of them ($434,554 against a typical $432,161), its price per square foot is higher than 17% of them ($193 against a typical $228), it is bigger than 68% of them (2,250 ft² against a typical 1,872 ft²), its lot is bigger than 31% of them (0.3 ac against a typical 0.44 ac) and it is newer than 58% of them (1997 against a typical 1994). Measured against all of Oakland County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Cotts Way, Oxford, MI?

The 2025 property tax bill for 640 Cotts Way, Oxford, MI was $2,511. The county assessed it at $185,210.

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