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Single Family ResidenceResidential
$254,169$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Nov 20, 2014

640 COUNTY ROAD 699

FLAT ROCK, AL 35966
1
Baths
2,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$254K
$187K low$321K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Nov 20, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,169
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,535
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,000
QUICKEN LOANS INC · recorded Dec 12, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.8.00
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Sand Mountain SchoolC+
Elementary · Grades PK–12 · 3.8 mi

District: Jackson County School District

Neighborhood · ZIP 35966These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.123

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,419
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,351
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 County Road 699 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Jackson County
  • Costs less per square foot than 85% of homes in Flat Rock 35966
  • Bigger than 89% of homes in Jackson County
  • Has a bigger lot than 83% of homes in Jackson County

What homes are worth in Flat Rock 35966

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$607K

This home is worth more than 58% of homes in Flat Rock 35966.

How it measures up in Flat Rock 35966

The dot is this home. The mark in the middle is the typical home in Flat Rock 35966.

Estimated value$254,169
CheaperTypical $236,696Pricier

Pricier than 58% of homes nearby

Price per ft²$115
CheaperTypical $154Pricier

Pricier than 15% of homes nearby

Living area2,208 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 88% of homes nearby

Lot size8 ac
SmallerTypical 3 acBigger

Bigger than 73% of homes nearby

Year built1980
OlderTypical 1988Newer

Newer than 41% of homes nearby

How 640 County Road 699 ranks against every home in each area.
MeasureThis homeFlat Rock 35966Jackson County
Estimated valuepricier than$254,16958% of homes65% of homes
Price per ft²pricier than$11515% of homes35% of homes
Living areabigger than2,208 ft²88% of homes89% of homes
Lot sizebigger than8 ac73% of homes83% of homes
Year builtnewer than198041% of homes52% of homes

About 640 County Road 699

How much is 640 County Road 699, Flat Rock, AL worth?

The TopHap Estimate for 640 County Road 699, Flat Rock, AL is $254,169 as of Jul 14, 2026. The likely range is $187,340 to $320,998. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 County Road 699, Flat Rock, AL last sell?

640 County Road 699, Flat Rock, AL last sold on Nov 20, 2014 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 County Road 699, Flat Rock, AL?

640 County Road 699, Flat Rock, AL has 1 bathrooms, 2,208 square feet of living space and a 8.00-acre lot.

When was 640 County Road 699, Flat Rock, AL built?

640 County Road 699, Flat Rock, AL was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 640 County Road 699, Flat Rock, AL?

640 County Road 699, Flat Rock, AL is assigned to North Sand Mountain School (elementary), rated C+. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 County Road 699, Flat Rock, AL compare to other homes in Flat Rock 35966?

Among the 1,478 homes in Flat Rock 35966, it is worth more than 58% of them ($254,169 against a typical $236,696), its price per square foot is higher than 15% of them ($115 against a typical $154), it is bigger than 88% of them (2,208 ft² against a typical 1,440 ft²), its lot is bigger than 73% of them (8 ac against a typical 3 ac) and it is newer than 41% of them (1980 against a typical 1988). Measured against all of Jackson County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 County Road 699, Flat Rock, AL?

The 2025 property tax bill for 640 County Road 699, Flat Rock, AL was $533. The county assessed it at $19,400.

Closest homes

More homes in Flat Rock 35966

Assigned schools

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