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Single Family ResidenceResidential
$80,094$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $67,000 on Mar 27, 2024

640 ELM ST

MOUNT MORRIS, MI 48458
1.5
Baths
1,094 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$80K
$74K low$86K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$67,000 · Mar 27, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,128 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mt. Morris Middle SchoolF
Middle · Grades 6–8 · 0.7 mi
E
Pinehurst Early Elementary School
Elementary · Grades KG–1 · 1.0 mi
H
Elisabeth Ann Johnson High SchoolF
High · Grades 9–12 · 1.1 mi

District: Mount Morris Consolidated School District

Neighborhood · ZIP 48458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.19,525
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.546 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,477
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Genesee County
  • Costs less per square foot than 88% of homes in Mount Morris 48458
  • Smaller than 68% of homes in Genesee County
  • Has a smaller lot than 92% of homes in Mount Morris 48458
  • Newer than 65% of homes in Mount Morris 48458

What homes are worth in Mount Morris 48458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$295K

This home is worth more than 30% of homes in Mount Morris 48458.

How it measures up in Mount Morris 48458

The dot is this home. The mark in the middle is the typical home in Mount Morris 48458.

Estimated value$80,094
CheaperTypical $106,495Pricier

Pricier than 30% of homes nearby

Price per ft²$73
CheaperTypical $112Pricier

Pricier than 12% of homes nearby

Living area1,094 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.14 ac
SmallerTypical 0.39 acBigger

Bigger than 8% of homes nearby

Year built1960
OlderTypical 1953Newer

Newer than 65% of homes nearby

How 640 Elm St ranks against every home in each area.
MeasureThis homeMount Morris 48458Genesee County
Estimated valuepricier than$80,09430% of homes26% of homes
Price per ft²pricier than$7312% of homes24% of homes
Living areabigger than1,094 ft²42% of homes32% of homes
Lot sizebigger than0.14 ac8% of homes21% of homes
Year builtnewer than196065% of homes46% of homes

About 640 Elm St

How much is 640 Elm St, Mount Morris, MI worth?

The TopHap Estimate for 640 Elm St, Mount Morris, MI is $80,094 as of Sep 24, 2026. The likely range is $73,798 to $86,390. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Elm St, Mount Morris, MI last sell?

640 Elm St, Mount Morris, MI last sold on Mar 27, 2024 for $67,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Elm St, Mount Morris, MI?

640 Elm St, Mount Morris, MI has 1.5 bathrooms, 1,094 square feet of living space and a 0.14-acre lot.

When was 640 Elm St, Mount Morris, MI built?

640 Elm St, Mount Morris, MI was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 640 Elm St, Mount Morris, MI?

640 Elm St, Mount Morris, MI is assigned to Mt. Morris Middle School (middle), rated F; Pinehurst Early Elementary School (elementary); Elisabeth Ann Johnson High School (high), rated F. All sit in Mount Morris Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Elm St, Mount Morris, MI compare to other homes in Mount Morris 48458?

Among the 6,759 homes in Mount Morris 48458, it is worth more than 30% of them ($80,094 against a typical $106,495), its price per square foot is higher than 12% of them ($73 against a typical $112), it is bigger than 42% of them (1,094 ft² against a typical 1,176 ft²), its lot is bigger than 8% of them (0.14 ac against a typical 0.39 ac) and it is newer than 65% of them (1960 against a typical 1953). Measured against all of Genesee County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Elm St, Mount Morris, MI?

The 2025 property tax bill for 640 Elm St, Mount Morris, MI was $2,128. The county assessed it at $49,200.

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