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Single Family ResidenceResidential
$305,901$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $250,000 on Feb 26, 2021

640 FOREST ST

MARS HILL, NC 28754
2
Baths
3,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$306K
$251K low$361K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Feb 26, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$902 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$408,183 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,836
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$388,347
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$200,688
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$408,183

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 292 ft²Shed · 200 ft²Porch · 72 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mars Hill Elementary SchoolB-
Elementary · Grades KG–5 · 0.5 mi
H
Madison High SchoolC-
High · Grades 9–12 · 6.7 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 8.8 mi

District: Madison County Schools

Neighborhood · ZIP 28754These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,873
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,271
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Forest St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Mars Hill 28754
  • Costs less per square foot than 98% of homes in Mars Hill 28754
  • Bigger than 93% of homes in Madison County
  • Has a smaller lot than 85% of homes in Madison County
  • Older than 69% of homes in Mars Hill 28754

What homes are worth in Mars Hill 28754

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1M

This home is worth more than 29% of homes in Mars Hill 28754.

How it measures up in Mars Hill 28754

The dot is this home. The mark in the middle is the typical home in Mars Hill 28754.

Estimated value$305,901
CheaperTypical $394,721Pricier

Pricier than 29% of homes nearby

Price per ft²$98
CheaperTypical $230Pricier

Pricier than 2% of homes nearby

Living area3,120 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.68 ac
SmallerTypical 1.34 acBigger

Bigger than 24% of homes nearby

Year built1977
OlderTypical 1990Newer

Newer than 31% of homes nearby

How 640 Forest St ranks against every home in each area.
MeasureThis homeMars Hill 28754Madison County
Estimated valuepricier than$305,90129% of homes38% of homes
Price per ft²pricier than$982% of homes2% of homes
Living areabigger than3,120 ft²91% of homes93% of homes
Lot sizebigger than0.68 ac24% of homes15% of homes
Year builtnewer than197731% of homes37% of homes

About 640 Forest St

How much is 640 Forest St, Mars Hill, NC worth?

The TopHap Estimate for 640 Forest St, Mars Hill, NC is $305,901 as of Aug 30, 2026. The likely range is $250,767 to $361,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Forest St, Mars Hill, NC last sell?

640 Forest St, Mars Hill, NC last sold on Feb 26, 2021 for $250,000, according to the county's recorded deed.

How big is 640 Forest St, Mars Hill, NC?

640 Forest St, Mars Hill, NC has 2 bathrooms, 3,120 square feet of living space and a 0.68-acre lot.

When was 640 Forest St, Mars Hill, NC built?

640 Forest St, Mars Hill, NC was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 640 Forest St, Mars Hill, NC?

640 Forest St, Mars Hill, NC is assigned to Mars Hill Elementary School (elementary), rated B-; Madison High School (high), rated C-; Madison Middle School (middle), rated B-. All sit in Madison County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Forest St, Mars Hill, NC compare to other homes in Mars Hill 28754?

Among the 4,235 homes in Mars Hill 28754, it is worth more than 29% of them ($305,901 against a typical $394,721), its price per square foot is higher than 2% of them ($98 against a typical $230), it is bigger than 91% of them (3,120 ft² against a typical 1,624 ft²), its lot is bigger than 24% of them (0.68 ac against a typical 1.34 ac) and it is newer than 31% of them (1977 against a typical 1990). Measured against all of Madison County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Forest St, Mars Hill, NC?

The 2024 property tax bill for 640 Forest St, Mars Hill, NC was $902. The county assessed it at $408,183.

More homes on Forest St

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Assigned schools

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