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Single Family ResidenceResidential
$1,741,872$431 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $667,500 on Jun 5, 1997

640 HARDING RD

HINSDALE, IL 60521
4
Beds
3 / 2
Baths
4,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.3M low$2.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$667,500 · Jun 5, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,879 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,775
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,225
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,020,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOOK
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Elementary SchoolA+
Elementary · Grades PK–5 · 0.6 mi
M
Hinsdale Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi
H
Hinsdale Central High SchoolA
High · Grades 9–12 · 1.3 mi

District: Hinsdale Township High School District 86

Neighborhood · ZIP 60521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.17,211
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,597 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$235,781
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$359,560
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Harding Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Cook County
  • Costs more per square foot than 93% of homes in Cook County
  • Bigger than 95% of homes in Cook County
  • Has a bigger lot than 77% of homes in Cook County
  • Newer than 70% of homes in Cook County

What homes are worth in Hinsdale 60521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$4.3M

This home is worth more than 72% of homes in Hinsdale 60521.

How it measures up in Hinsdale 60521

The dot is this home. The mark in the middle is the typical home in Hinsdale 60521.

Estimated value$1,741,872
CheaperTypical $1,229,976Pricier

Pricier than 72% of homes nearby

Price per ft²$431
CheaperTypical $429Pricier

Pricier than 51% of homes nearby

Living area4,038 ft²
SmallerTypical 2,890 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.34 ac
SmallerTypical 0.26 acBigger

Bigger than 62% of homes nearby

Year built1973
OlderTypical 1978Newer

Newer than 45% of homes nearby

How 640 Harding Rd ranks against every home in each area.
MeasureThis homeHinsdale 60521Cook County
Estimated valuepricier than$1,741,87272% of homesalmost all homes
Price per ft²pricier than$43151% of homes93% of homes
Living areabigger than4,038 ft²80% of homes95% of homes
Lot sizebigger than0.34 ac62% of homes77% of homes
Year builtnewer than197345% of homes70% of homes

About 640 Harding Rd

How much is 640 Harding Rd, Hinsdale, IL worth?

The TopHap Estimate for 640 Harding Rd, Hinsdale, IL is $1,741,872 as of Sep 24, 2026. The likely range is $1,266,435 to $2,217,309. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Harding Rd, Hinsdale, IL last sell?

640 Harding Rd, Hinsdale, IL last sold on Jun 5, 1997 for $667,500, according to the county's recorded deed.

How big is 640 Harding Rd, Hinsdale, IL?

640 Harding Rd, Hinsdale, IL has 4 bedrooms, 3 bathrooms, 4,038 square feet of living space and a 0.34-acre lot.

When was 640 Harding Rd, Hinsdale, IL built?

640 Harding Rd, Hinsdale, IL was built in 1973, making it 53 years old. The building has 2 stories.

What schools serve 640 Harding Rd, Hinsdale, IL?

640 Harding Rd, Hinsdale, IL is assigned to Oak Elementary School (elementary), rated A+; Hinsdale Middle School (middle), rated B+; Hinsdale Central High School (high), rated A. All sit in Hinsdale Township High School District 86. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Harding Rd, Hinsdale, IL compare to other homes in Hinsdale 60521?

Among the 6,715 homes in Hinsdale 60521, it is worth more than 72% of them ($1,741,872 against a typical $1,229,976), its price per square foot is higher than 51% of them ($431 against a typical $429), it is bigger than 80% of them (4,038 ft² against a typical 2,890 ft²), its lot is bigger than 62% of them (0.34 ac against a typical 0.26 ac) and it is newer than 45% of them (1973 against a typical 1978). Measured against all of Cook County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Harding Rd, Hinsdale, IL?

The 2023 property tax bill for 640 Harding Rd, Hinsdale, IL was $19,879. The county assessed it at $102,000.

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