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Rural ResidenceResidential
$366,230$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

640 HUGHES RD SE

CLEVELAND, TN 37323
1
Baths
1,450 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$366K
$249K low$483K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$976 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,875 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,975
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.77 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.15.59
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taylor Elementary SchoolC
Elementary · Grades KG–5 · 0.9 mi
M
Lake Forest Middle SchoolC
Middle · Grades 6–8 · 2.8 mi
H
Bradley Central High SchoolB
High · Grades 9–12 · 5.8 mi

District: Bradley County School District

Neighborhood · ZIP 37323These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.33,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,305
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Hughes Rd Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Cleveland 37323
  • Costs more per square foot than 92% of homes in Cleveland 37323
  • Has a bigger lot than 97% of homes in Bradley County

What homes are worth in Cleveland 37323

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$611K

This home is worth more than 79% of homes in Cleveland 37323.

How it measures up in Cleveland 37323

The dot is this home. The mark in the middle is the typical home in Cleveland 37323.

Estimated value$366,230
CheaperTypical $262,619Pricier

Pricier than 79% of homes nearby

Price per ft²$253
CheaperTypical $185Pricier

Pricier than 92% of homes nearby

Living area1,450 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 54% of homes nearby

Lot size15.59 ac
SmallerTypical 0.75 acBigger

Bigger than 96% of homes nearby

Year built1990
OlderTypical 1987Newer

Newer than 55% of homes nearby

How 640 Hughes Rd Se ranks against every home in each area.
MeasureThis homeCleveland 37323Bradley County
Estimated valuepricier than$366,23079% of homes71% of homes
Price per ft²pricier than$25392% of homes91% of homes
Living areabigger than1,450 ft²54% of homes47% of homes
Lot sizebigger than15.59 ac96% of homes97% of homes
Year builtnewer than199055% of homes57% of homes

About 640 Hughes Rd Se

How much is 640 Hughes Rd Se, Cleveland, TN worth?

The TopHap Estimate for 640 Hughes Rd Se, Cleveland, TN is $366,230 as of Sep 24, 2026. The likely range is $249,418 to $483,042. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Hughes Rd Se, Cleveland, TN last sell?

640 Hughes Rd Se, Cleveland, TN last sold on Jun 29, 2020, according to the county's recorded deed.

How big is 640 Hughes Rd Se, Cleveland, TN?

640 Hughes Rd Se, Cleveland, TN has 1 bathrooms, 1,450 square feet of living space and a 15.59-acre lot.

When was 640 Hughes Rd Se, Cleveland, TN built?

640 Hughes Rd Se, Cleveland, TN was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 640 Hughes Rd Se, Cleveland, TN?

640 Hughes Rd Se, Cleveland, TN is assigned to Taylor Elementary School (elementary), rated C; Lake Forest Middle School (middle), rated C; Bradley Central High School (high), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Hughes Rd Se, Cleveland, TN compare to other homes in Cleveland 37323?

Among the 12,725 homes in Cleveland 37323, it is worth more than 79% of them ($366,230 against a typical $262,619), its price per square foot is higher than 92% of them ($253 against a typical $185), it is bigger than 54% of them (1,450 ft² against a typical 1,392 ft²), its lot is bigger than 96% of them (15.59 ac against a typical 0.75 ac) and it is newer than 55% of them (1990 against a typical 1987). Measured against all of Bradley County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Hughes Rd Se, Cleveland, TN?

The 2024 property tax bill for 640 Hughes Rd Se, Cleveland, TN was $976. The county assessed it at $54,875.

More homes on Hughes Rd Se

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Assigned schools

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