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Single Family ResidenceResidential
$581,606$425 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $97,000 on Feb 16, 1999

640 KEMP ST

RIVERSIDE, CA 92501
3
Beds
2
Baths
1,368 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1932
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$582K
$553K low$610K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,000 · Feb 16, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$487,106
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$389,685
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,500
FIRST MAGNUS FINANCIAL CORP · recorded Jan 30, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,666 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,073 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,123
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,033
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,910

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Lot (acres)The size of the land the home sits on, from county records.0.88
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolC
Elementary · Grades KG–6 · 1.2 mi
M
University Heights Middle SchoolC+
Middle · Grades 7–8 · 1.9 mi
H
John W. North High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Riverside Unified School District

Neighborhood · ZIP 92501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.428

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.22,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,923 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,158
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Kemp St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Northside
  • Costs more per square foot than 85% of homes in Riverside County
  • Smaller than 75% of homes in Riverside County
  • Has a bigger lot than 98% of homes in Riverside 92501
  • Among the oldest homes in Riverside County

What homes are worth in Riverside 92501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$369K$909K

This home is worth more than 69% of homes in Riverside 92501.

How it measures up in Riverside 92501

The dot is this home. The mark in the middle is the typical home in Riverside 92501.

Estimated value$581,606
CheaperTypical $531,834Pricier

Pricier than 69% of homes nearby

Price per ft²$425
CheaperTypical $383Pricier

Pricier than 66% of homes nearby

Living area1,368 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.88 ac
SmallerTypical 0.17 acBigger

Bigger than 98% of homes nearby

Year built1932
OlderTypical 1956Newer

Newer than 30% of homes nearby

How 640 Kemp St ranks against every home in each area.
MeasureThis homeNorthsideRiverside 92501Riverside County
Estimated valuepricier than$581,60675% of homes69% of homes50% of homes
Price per ft²pricier than$42572% of homes66% of homes85% of homes
Living areabigger than1,368 ft²48% of homes47% of homes25% of homes
Lot sizebigger than0.88 ac97% of homes98% of homes83% of homes
Year builtnewer than19325% of homes30% of homesalmost no homes

About 640 Kemp St

How much is 640 Kemp St, Riverside, CA worth?

The TopHap Estimate for 640 Kemp St, Riverside, CA is $581,606 as of Jul 14, 2026. The likely range is $553,219 to $609,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Kemp St, Riverside, CA last sell?

640 Kemp St, Riverside, CA last sold on Feb 16, 1999 for $97,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 640 Kemp St, Riverside, CA?

640 Kemp St, Riverside, CA has 3 bedrooms, 2 bathrooms, 1,368 square feet of living space and a 0.88-acre lot.

When was 640 Kemp St, Riverside, CA built?

640 Kemp St, Riverside, CA was built in 1932, making it 94 years old. The building has 1 story.

What schools serve 640 Kemp St, Riverside, CA?

640 Kemp St, Riverside, CA is assigned to Fremont Elementary School (elementary), rated C; University Heights Middle School (middle), rated C+; John W. North High School (high), rated C+. All sit in Riverside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Kemp St, Riverside, CA compare to other homes in Riverside 92501?

Among the 4,902 homes in Riverside 92501, it is worth more than 69% of them ($581,606 against a typical $531,834), its price per square foot is higher than 66% of them ($425 against a typical $383), it is bigger than 47% of them (1,368 ft² against a typical 1,394 ft²), its lot is bigger than 98% of them (0.88 ac against a typical 0.17 ac) and it is newer than 30% of them (1932 against a typical 1956). Measured against all of Riverside County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Kemp St, Riverside, CA?

The 2025 property tax bill for 640 Kemp St, Riverside, CA was $1,666. The county assessed it at $155,073.

More homes on Kemp St

Closest homes

More homes in Riverside 92501

Assigned schools

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