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Single Family ResidenceResidential
$341,491$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Aug 17, 2023

640 LAKE MICHIGAN DR NW

GRAND RAPIDS, MI 49534
3
Beds
3
Baths
3,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$341K
$275K low$408K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Aug 17, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,850 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOttawa
Lot (acres)The size of the land the home sits on, from county records.2.01
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cummings Elementary SchoolA+
Elementary · Grades KG–6 · 1.5 mi
M
Grandville Middle SchoolB+
Middle · Grades 7–8 · 5.0 mi
H
Grandville High SchoolB+
High · Grades 9–12 · 6.3 mi

District: Grandville Public Schools

Neighborhood · ZIP 49534These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,527
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Lake Michigan Dr Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the lowest price per square foot in Grand Rapids 49534
  • Among the largest homes in Grand Rapids 49534
  • Has a bigger lot than 82% of homes in Grand Rapids 49534
  • Among the newest homes in Grand Rapids 49534

What homes are worth in Grand Rapids 49534

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$729K

This home is worth more than 41% of homes in Grand Rapids 49534.

How it measures up in Grand Rapids 49534

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49534.

Estimated value$341,491
CheaperTypical $363,649Pricier

Pricier than 41% of homes nearby

Price per ft²$103
CheaperTypical $250Pricier

Cheaper than almost all homes nearby

Living area3,308 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than almost all homes nearby

Lot size2.01 ac
SmallerTypical 0.58 acBigger

Bigger than 82% of homes nearby

Year built2023
OlderTypical 1985Newer

Newer than almost all homes nearby

How 640 Lake Michigan Dr Nw ranks against every home in each area.
MeasureThis homeGrand Rapids 49534Ottawa County
Estimated valuepricier than$341,49141% of homes37% of homes
Price per ft²pricier than$103almost no homesalmost no homes
Living areabigger than3,308 ft²almost all homes97% of homes
Lot sizebigger than2.01 ac82% of homes76% of homes
Year builtnewer than2023almost all homesalmost all homes

About 640 Lake Michigan Dr Nw

How much is 640 Lake Michigan Dr Nw, Grand Rapids, MI worth?

The TopHap Estimate for 640 Lake Michigan Dr Nw, Grand Rapids, MI is $341,491 as of Jul 14, 2026. The likely range is $274,656 to $408,326. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Lake Michigan Dr Nw, Grand Rapids, MI last sell?

640 Lake Michigan Dr Nw, Grand Rapids, MI last sold on Aug 17, 2023 for $115,000, according to the county's recorded deed.

How big is 640 Lake Michigan Dr Nw, Grand Rapids, MI?

640 Lake Michigan Dr Nw, Grand Rapids, MI has 3 bedrooms, 3 bathrooms, 3,308 square feet of living space and a 2.01-acre lot.

When was 640 Lake Michigan Dr Nw, Grand Rapids, MI built?

640 Lake Michigan Dr Nw, Grand Rapids, MI was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 640 Lake Michigan Dr Nw, Grand Rapids, MI?

640 Lake Michigan Dr Nw, Grand Rapids, MI is assigned to Cummings Elementary School (elementary), rated A+; Grandville Middle School (middle), rated B+; Grandville High School (high), rated B+. All sit in Grandville Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Lake Michigan Dr Nw, Grand Rapids, MI compare to other homes in Grand Rapids 49534?

Among the 6,908 homes in Grand Rapids 49534, it is worth more than 41% of them ($341,491 against a typical $363,649), its price per square foot is higher than almost none of them ($103 against a typical $250), it is bigger than almost all of them (3,308 ft² against a typical 1,488 ft²), its lot is bigger than 82% of them (2.01 ac against a typical 0.58 ac) and it is newer than almost all of them (2023 against a typical 1985). Measured against all of Ottawa County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Lake Michigan Dr Nw, Grand Rapids, MI?

The 2024 property tax bill for 640 Lake Michigan Dr Nw, Grand Rapids, MI was $2,850. The county assessed it at $66,500.

More homes on Lake Michigan Dr Nw

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Assigned schools

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