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Single Family ResidenceResidential
$432,095$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $420,000 on Jun 5, 2025

640 LAKESHORE DR

MONTICELLO, GA 31064
2 / 1
Baths
1,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1954
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$432K
$400K low$464K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Jun 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,910 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,592 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,592
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,592
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$381,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.100 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJasper
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Patio · 192 ft²Porch · 450 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jasper County High SchoolC-
High · Grades 9–12 · 7.6 mi
E
Jasper County Primary School
Elementary · Grades PK–2 · 9.2 mi
M
Jasper County Middle SchoolC
Middle · Grades 6–8 · 9.5 mi

District: Jasper County School District

Neighborhood · ZIP 31064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,846
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,273
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Lakeshore Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Monticello 31064
  • Costs more per square foot than 90% of homes in Monticello 31064
  • Older than 88% of homes in Jasper County

What homes are worth in Monticello 31064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$850K

This home is worth more than 77% of homes in Monticello 31064.

How it measures up in Monticello 31064

The dot is this home. The mark in the middle is the typical home in Monticello 31064.

Estimated value$432,095
CheaperTypical $277,793Pricier

Pricier than 77% of homes nearby

Price per ft²$294
CheaperTypical $183Pricier

Pricier than 90% of homes nearby

Living area1,470 ft²
SmallerTypical 1,565 ft²Bigger

Bigger than 44% of homes nearby

Year built1954
OlderTypical 1995Newer

Newer than 13% of homes nearby

How 640 Lakeshore Dr ranks against every home in each area.
MeasureThis homeMonticello 31064Jasper County
Estimated valuepricier than$432,09577% of homes76% of homes
Price per ft²pricier than$29490% of homes89% of homes
Living areabigger than1,470 ft²44% of homes41% of homes
Year builtnewer than195413% of homes12% of homes

About 640 Lakeshore Dr

How much is 640 Lakeshore Dr, Monticello, GA worth?

The TopHap Estimate for 640 Lakeshore Dr, Monticello, GA is $432,095 as of Sep 24, 2026. The likely range is $400,379 to $463,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Lakeshore Dr, Monticello, GA last sell?

640 Lakeshore Dr, Monticello, GA last sold on Jun 5, 2025 for $420,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Lakeshore Dr, Monticello, GA?

640 Lakeshore Dr, Monticello, GA has 2 bathrooms and 1,470 square feet of living space.

When was 640 Lakeshore Dr, Monticello, GA built?

640 Lakeshore Dr, Monticello, GA was built in 1954, making it 72 years old. The building has 2 stories.

What schools serve 640 Lakeshore Dr, Monticello, GA?

640 Lakeshore Dr, Monticello, GA is assigned to Jasper County High School (high), rated C-; Jasper County Primary School (elementary); Jasper County Middle School (middle), rated C. All sit in Jasper County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Lakeshore Dr, Monticello, GA compare to other homes in Monticello 31064?

Among the 4,672 homes in Monticello 31064, it is worth more than 77% of them ($432,095 against a typical $277,793), its price per square foot is higher than 90% of them ($294 against a typical $183), it is bigger than 44% of them (1,470 ft² against a typical 1,565 ft²) and it is newer than 13% of them (1954 against a typical 1995). Measured against all of Jasper County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Lakeshore Dr, Monticello, GA?

The 2024 property tax bill for 640 Lakeshore Dr, Monticello, GA was $3,910. The county assessed it at $152,592.

More homes on Lakeshore Dr

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Assigned schools

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