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Rural ResidenceResidential
$394,350$275 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $220,000 on Sep 23, 2019

640 LAKEWOOD DR

MATTHEWS, NC 28104
3
Beds
2
Baths
1,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$394K
$347K low$442K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Sep 23, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,036 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$236,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 423 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Trail Elementary SchoolB+
Elementary · Grades KG–5 · 1.2 mi
M
Sun Valley Middle SchoolB+
Middle · Grades 6–8 · 3.5 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 3.5 mi

District: Union County Public Schools

Neighborhood · ZIP 28104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,106
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,375
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Lakewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Matthews 28104
  • Costs more per square foot than 79% of homes in Union County
  • Smaller than 87% of homes in Matthews 28104
  • Has a smaller lot than 73% of homes in Matthews 28104

What homes are worth in Matthews 28104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$1.9M

This home is worth more than 22% of homes in Matthews 28104.

How it measures up in Matthews 28104

The dot is this home. The mark in the middle is the typical home in Matthews 28104.

Estimated value$394,350
CheaperTypical $600,964Pricier

Pricier than 22% of homes nearby

Price per ft²$275
CheaperTypical $246Pricier

Pricier than 68% of homes nearby

Living area1,436 ft²
SmallerTypical 2,563 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.26 ac
SmallerTypical 0.44 acBigger

Bigger than 27% of homes nearby

Year built2000
OlderTypical 2002Newer

Newer than 46% of homes nearby

How 640 Lakewood Dr ranks against every home in each area.
MeasureThis homeMatthews 28104Union County
Estimated valuepricier than$394,35022% of homes37% of homes
Price per ft²pricier than$27568% of homes79% of homes
Living areabigger than1,436 ft²13% of homes21% of homes
Lot sizebigger than0.26 ac27% of homes29% of homes
Year builtnewer than200046% of homes47% of homes

About 640 Lakewood Dr

How much is 640 Lakewood Dr, Matthews, NC worth?

The TopHap Estimate for 640 Lakewood Dr, Matthews, NC is $394,350 as of Sep 24, 2026. The likely range is $346,721 to $441,979. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Lakewood Dr, Matthews, NC last sell?

640 Lakewood Dr, Matthews, NC last sold on Sep 23, 2019 for $220,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Lakewood Dr, Matthews, NC?

640 Lakewood Dr, Matthews, NC has 3 bedrooms, 2 bathrooms, 1,436 square feet of living space and a 0.26-acre lot.

When was 640 Lakewood Dr, Matthews, NC built?

640 Lakewood Dr, Matthews, NC was built in 2000, making it 26 years old. It is a conventional home. The building has 1 story.

What schools serve 640 Lakewood Dr, Matthews, NC?

640 Lakewood Dr, Matthews, NC is assigned to Indian Trail Elementary School (elementary), rated B+; Sun Valley Middle School (middle), rated B+; Sun Valley High School (high), rated C+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Lakewood Dr, Matthews, NC compare to other homes in Matthews 28104?

Among the 13,281 homes in Matthews 28104, it is worth more than 22% of them ($394,350 against a typical $600,964), its price per square foot is higher than 68% of them ($275 against a typical $246), it is bigger than 13% of them (1,436 ft² against a typical 2,563 ft²), its lot is bigger than 27% of them (0.26 ac against a typical 0.44 ac) and it is newer than 46% of them (2000 against a typical 2002). Measured against all of Union County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Lakewood Dr, Matthews, NC?

The 2025 property tax bill for 640 Lakewood Dr, Matthews, NC was $2,036. The county assessed it at $294,200.

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