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Single Family ResidenceResidential
$196,888$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 LITTLE RIVER DR

SPARTA, NC 28675
3
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$197K
$163K low$231K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,383
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,106
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,505
CONSUMER REAL ESTATE FINANCE CO · recorded Aug 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$719 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAlleghany
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Window A/C
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 150 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28675These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,967
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Little River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Alleghany County
  • Has a smaller lot than 89% of homes in Sparta 28675

What homes are worth in Sparta 28675

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$839K

This home is worth more than 41% of homes in Sparta 28675.

How it measures up in Sparta 28675

The dot is this home. The mark in the middle is the typical home in Sparta 28675.

Estimated value$196,888
CheaperTypical $231,585Pricier

Pricier than 41% of homes nearby

Price per ft²$146
CheaperTypical $155Pricier

Pricier than 46% of homes nearby

Living area1,344 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.41 ac
SmallerTypical 1.46 acBigger

Bigger than 11% of homes nearby

Year built1977
OlderTypical 1978Newer

Newer than 48% of homes nearby

How 640 Little River Dr ranks against every home in each area.
MeasureThis homeSparta 28675Alleghany County
Estimated valuepricier than$196,88841% of homes35% of homes
Price per ft²pricier than$14646% of homes38% of homes
Living areabigger than1,344 ft²39% of homes38% of homes
Lot sizebigger than0.41 ac11% of homes12% of homes
Year builtnewer than197748% of homes43% of homes

About 640 Little River Dr

How much is 640 Little River Dr, Sparta, NC worth?

The TopHap Estimate for 640 Little River Dr, Sparta, NC is $196,888 as of Jul 14, 2026. The likely range is $162,959 to $230,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Little River Dr, Sparta, NC last sell?

640 Little River Dr, Sparta, NC last sold on Jul 15, 2021, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 640 Little River Dr, Sparta, NC?

640 Little River Dr, Sparta, NC has 3 bedrooms, 1 bathrooms, 1,344 square feet of living space and a 0.41-acre lot.

When was 640 Little River Dr, Sparta, NC built?

640 Little River Dr, Sparta, NC was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

How does 640 Little River Dr, Sparta, NC compare to other homes in Sparta 28675?

Among the 3,681 homes in Sparta 28675, it is worth more than 41% of them ($196,888 against a typical $231,585), its price per square foot is higher than 46% of them ($146 against a typical $155), it is bigger than 39% of them (1,344 ft² against a typical 1,500 ft²), its lot is bigger than 11% of them (0.41 ac against a typical 1.46 ac) and it is newer than 48% of them (1977 against a typical 1978). Measured against all of Alleghany County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Little River Dr, Sparta, NC?

The 2025 property tax bill for 640 Little River Dr, Sparta, NC was $719. The county assessed it at $99,100.

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