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Single Family ResidenceResidential
$110,604$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $31,000 on Oct 31, 2016

640 LOCUST ST

READING, PA 19604
3
Beds
1
Baths
1,354 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$111K
$99K low$122K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$31,000 · Oct 31, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$793 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$11,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKS
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
13th and Green Elementary SchoolD-
Elementary · Grades PK–4 · 0.2 mi
H
Reading Senior High SchoolD-
High · Grades 9–12 · 0.2 mi
M
Central Middle SchoolF
Middle · Grades 5–8 · 0.5 mi

District: Reading School District

Neighborhood · ZIP 19604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10,878 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,990
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Berks County
  • Costs less per square foot than 97% of homes in Berks County
  • Smaller than 67% of homes in Berks County
  • Has a smaller lot than 91% of homes in Berks County
  • Newer than 83% of homes in Outlet District

What homes are worth in Reading 19604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$371K

This home is worth more than 10% of homes in Reading 19604.

How it measures up in Reading 19604

The dot is this home. The mark in the middle is the typical home in Reading 19604.

Estimated value$110,604
CheaperTypical $158,451Pricier

Pricier than 10% of homes nearby

Price per ft²$82
CheaperTypical $118Pricier

Pricier than 8% of homes nearby

Living area1,354 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 45% of homes nearby

Lot size1,307 ft²
SmallerTypical 1,307 ft²Bigger

Bigger than 54% of homes nearby

Year built1910
OlderTypical 1910Newer

Newer than 61% of homes nearby

How 640 Locust St ranks against every home in each area.
MeasureThis homeOutlet DistrictReading 19604Berks County
Estimated valuepricier than$110,60417% of homes10% of homes2% of homes
Price per ft²pricier than$8214% of homes8% of homes3% of homes
Living areabigger than1,354 ft²48% of homes45% of homes33% of homes
Lot sizebigger than1,307 ft²64% of homes54% of homes9% of homes
Year builtnewer than191083% of homes61% of homes21% of homes

About 640 Locust St

How much is 640 Locust St, Reading, PA worth?

The TopHap Estimate for 640 Locust St, Reading, PA is $110,604 as of Sep 24, 2026. The likely range is $98,738 to $122,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Locust St, Reading, PA last sell?

640 Locust St, Reading, PA last sold on Oct 31, 2016 for $31,000, according to the county's recorded deed.

How big is 640 Locust St, Reading, PA?

640 Locust St, Reading, PA has 3 bedrooms, 1 bathrooms, 1,354 square feet of living space and a 0.03-acre lot.

When was 640 Locust St, Reading, PA built?

640 Locust St, Reading, PA was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 640 Locust St, Reading, PA?

640 Locust St, Reading, PA is assigned to 13th and Green Elementary School (elementary), rated D-; Reading Senior High School (high), rated D-; Central Middle School (middle), rated F. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Locust St, Reading, PA compare to other homes in Reading 19604?

Among the 7,499 homes in Reading 19604, it is worth more than 10% of them ($110,604 against a typical $158,451), its price per square foot is higher than 8% of them ($82 against a typical $118), it is bigger than 45% of them (1,354 ft² against a typical 1,404 ft²), its lot is bigger than 54% of them (1,307 ft² against a typical 1,307 ft²) and it is newer than 61% of them (1910 against a typical 1910). Measured against all of Berks County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Locust St, Reading, PA?

The 2026 property tax bill for 640 Locust St, Reading, PA was $793. The county assessed it at $28,100.

More homes on Locust St

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Assigned schools

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