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CondominiumResidential
$325,725$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Apr 6, 2021

640 LUISA LN

NAPLES, FL 34104
Building report
0
Baths
1,639 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$326K
$308K low$343K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Apr 6, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,648 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,406 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,406
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$316,659
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,406

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.127 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.87%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCOLLIER
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Golden Gate High SchoolC
High · Grades 9–12 · 0.6 mi
E
Calusa Park Elementary SchoolA-
Elementary · Grades KG–5 · 1.2 mi
M
East Naples Middle SchoolA
Middle · Grades 6–8 · 3.5 mi

District: Collier County School District

Neighborhood · ZIP 34104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28,124
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,679 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,621
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Luisa Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Sapphire Lakes
  • Costs less per square foot than 91% of homes in Collier County
  • Bigger than 95% of homes in Sapphire Lakes
  • Newer than 78% of homes in Sapphire Lakes

What homes are worth in Naples 34104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$986K

This home is worth more than 47% of homes in Naples 34104.

How it measures up in Naples 34104

The dot is this home. The mark in the middle is the typical home in Naples 34104.

Estimated value$325,725
CheaperTypical $338,196Pricier

Pricier than 47% of homes nearby

Price per ft²$199
CheaperTypical $250Pricier

Pricier than 12% of homes nearby

Living area1,639 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 71% of homes nearby

Year built1999
OlderTypical 1993Newer

Newer than 67% of homes nearby

How 640 Luisa Ln ranks against every home in each area.
MeasureThis homeSapphire LakesNaples 34104Collier County
Estimated valuepricier than$325,72588% of homes47% of homes20% of homes
Price per ft²pricier than$19917% of homes12% of homes9% of homes
Living areabigger than1,639 ft²95% of homes71% of homes50% of homes
Year builtnewer than199978% of homes67% of homes53% of homes

About 640 Luisa Ln

How much is 640 Luisa Ln, Naples, FL worth?

The TopHap Estimate for 640 Luisa Ln, Naples, FL is $325,725 as of Sep 24, 2026. The likely range is $308,233 to $343,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Luisa Ln, Naples, FL last sell?

640 Luisa Ln, Naples, FL last sold on Apr 6, 2021 for $250,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

When was 640 Luisa Ln, Naples, FL built?

640 Luisa Ln, Naples, FL was built in 1999, making it 27 years old. It is a condo/apartment home.

What schools serve 640 Luisa Ln, Naples, FL?

640 Luisa Ln, Naples, FL is assigned to Golden Gate High School (high), rated C; Calusa Park Elementary School (elementary), rated A-; East Naples Middle School (middle), rated A. All sit in Collier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Luisa Ln, Naples, FL compare to other homes in Naples 34104?

Among the 13,618 homes in Naples 34104, it is worth more than 47% of them ($325,725 against a typical $338,196), its price per square foot is higher than 12% of them ($199 against a typical $250), it is bigger than 71% of them (1,639 ft² against a typical 1,392 ft²) and it is newer than 67% of them (1999 against a typical 1993). Measured against all of Collier County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Luisa Ln, Naples, FL?

The 2025 property tax bill for 640 Luisa Ln, Naples, FL was $3,648. The county assessed it at $272,406.

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Assigned schools

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