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Single Family ResidenceResidential
$65,226$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

640 MAIN ST

ERNEST, PA 15739
3
Beds
1
Baths
1,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$65K
$60K low$71K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,075 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyINDIANA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.18
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 272 ft²Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rayne Elementary
Elementary · Grades PK–6 · 3.8 mi
M
Marion Center Jr. /Sr. High SchoolB-
Middle · Grades 7–12 · 8.6 mi

District: Marion Center Area School District

Neighborhood · ZIP 15739These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,920
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Indiana County
  • Costs less per square foot than 86% of homes in Indiana County
  • Smaller than 83% of homes in Indiana County
  • Has a smaller lot than 79% of homes in Indiana County
  • Older than 92% of homes in Indiana County

What homes are worth in Ernest 15739

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$132K

This home is worth more than 23% of homes in Ernest 15739.

How it measures up in Ernest 15739

The dot is this home. The mark in the middle is the typical home in Ernest 15739.

Estimated value$65,226
CheaperTypical $77,434Pricier

Pricier than 23% of homes nearby

Price per ft²$64
CheaperTypical $66Pricier

Pricier than 39% of homes nearby

Living area1,026 ft²
SmallerTypical 1,099 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 45% of homes nearby

Year built1904
OlderTypical 1904Newer

Newer than 88% of homes nearby

How 640 Main St ranks against every home in each area.
MeasureThis homeErnest 15739Indiana County
Estimated valuepricier than$65,22623% of homes6% of homes
Price per ft²pricier than$6439% of homes14% of homes
Living areabigger than1,026 ft²34% of homes17% of homes
Lot sizebigger than0.18 ac45% of homes21% of homes
Year builtnewer than190488% of homes8% of homes

About 640 Main St

How much is 640 Main St, Ernest, PA worth?

The TopHap Estimate for 640 Main St, Ernest, PA is $65,226 as of Aug 30, 2026. The likely range is $59,795 to $70,657. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Main St, Ernest, PA last sell?

640 Main St, Ernest, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 640 Main St, Ernest, PA?

640 Main St, Ernest, PA has 3 bedrooms, 1 bathrooms, 1,026 square feet of living space and a 0.18-acre lot.

When was 640 Main St, Ernest, PA built?

640 Main St, Ernest, PA was built in 1904, making it 122 years old. The building has 2 stories.

What schools serve 640 Main St, Ernest, PA?

640 Main St, Ernest, PA is assigned to Rayne Elementary (elementary); Marion Center Jr. /Sr. High School (middle), rated B-. All sit in Marion Center Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Main St, Ernest, PA compare to other homes in Ernest 15739?

Among the 219 homes in Ernest 15739, it is worth more than 23% of them ($65,226 against a typical $77,434), its price per square foot is higher than 39% of them ($64 against a typical $66), it is bigger than 34% of them (1,026 ft² against a typical 1,099 ft²), its lot is bigger than 45% of them (0.18 ac against a typical 0.2 ac) and it is newer than 88% of them (1904 against a typical 1904). Measured against all of Indiana County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Main St, Ernest, PA?

The 2026 property tax bill for 640 Main St, Ernest, PA was $1,075. The county assessed it at $48,800.

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