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Single Family ResidenceResidential
$701,076$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $434,946 on Oct 28, 2022

640 MONTROSE DR

ROCKWALL, TX 75087
4
Beds
3
Baths
3,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$701K
$678K low$724K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$434,946 · Oct 28, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$257,253
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,802
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$443,823
WELLS FARGO BANK NA · recorded Oct 28, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$718,524 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$584,664
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$705,843
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$718,524

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
J.W. Williams Middle SchoolA-
Middle · Grades 7–8 · 0.7 mi
E
Sherry-Paul Hamm Elementary SchoolA+
Elementary · Grades PK–6 · 0.7 mi
H
Rockwall High SchoolA
High · Grades 10–12 · 3.5 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,394
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Montrose Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Rockwall 75087
  • Bigger than 87% of homes in Rockwall 75087
  • Has a smaller lot than 72% of homes in Rockwall 75087
  • Newer than 96% of homes in Rockwall 75087

What homes are worth in Rockwall 75087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$935K

This home is worth more than 90% of homes in Rockwall 75087.

How it measures up in Rockwall 75087

The dot is this home. The mark in the middle is the typical home in Rockwall 75087.

Estimated value$701,076
CheaperTypical $456,048Pricier

Pricier than 90% of homes nearby

Price per ft²$193
CheaperTypical $183Pricier

Pricier than 64% of homes nearby

Living area3,624 ft²
SmallerTypical 2,558 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 28% of homes nearby

Year built2021
OlderTypical 2005Newer

Newer than 96% of homes nearby

How 640 Montrose Dr ranks against every home in each area.
MeasureThis homeRockwall 75087Rockwall County
Estimated valuepricier than$701,07690% of homes85% of homes
Price per ft²pricier than$19364% of homes61% of homes
Living areabigger than3,624 ft²87% of homes87% of homes
Lot sizebigger than0.17 ac28% of homes33% of homes
Year builtnewer than202196% of homes95% of homes

About 640 Montrose Dr

How much is 640 Montrose Dr, Rockwall, TX worth?

The TopHap Estimate for 640 Montrose Dr, Rockwall, TX is $701,076 as of Jul 14, 2026. The likely range is $678,432 to $723,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Montrose Dr, Rockwall, TX last sell?

640 Montrose Dr, Rockwall, TX last sold on Oct 28, 2022 for $434,946, according to the county's recorded deed.

How big is 640 Montrose Dr, Rockwall, TX?

640 Montrose Dr, Rockwall, TX has 4 bedrooms, 3 bathrooms, 3,624 square feet of living space and a 0.17-acre lot.

When was 640 Montrose Dr, Rockwall, TX built?

640 Montrose Dr, Rockwall, TX was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 640 Montrose Dr, Rockwall, TX?

640 Montrose Dr, Rockwall, TX is assigned to J.W. Williams Middle School (middle), rated A-; Sherry-Paul Hamm Elementary School (elementary), rated A+; Rockwall High School (high), rated A. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Montrose Dr, Rockwall, TX compare to other homes in Rockwall 75087?

Among the 16,688 homes in Rockwall 75087, it is worth more than 90% of them ($701,076 against a typical $456,048), its price per square foot is higher than 64% of them ($193 against a typical $183), it is bigger than 87% of them (3,624 ft² against a typical 2,558 ft²), its lot is bigger than 28% of them (0.17 ac against a typical 0.21 ac) and it is newer than 96% of them (2021 against a typical 2005). Measured against all of Rockwall County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rockwall 75087

Assigned schools

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