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Single Family ResidenceResidential
$232,352$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

640 N CLAY ST

SAINT AUGUSTINE, FL 32084
2
Beds
2
Baths
1,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$232K
$206K low$258K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$630 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,239 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,457
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$171,871

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Johns
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 32 ft²Porch · 84 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James A. Webster Elementary SchoolB-
Elementary · Grades PK–5 · 0.2 mi
M
R. J. Murray Middle SchoolB+
Middle · Grades 6–8 · 0.3 mi
H
St. Augustine High SchoolB
High · Grades 9–12 · 2.1 mi

District: St. Johns County School District

Neighborhood · ZIP 32084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.41,882
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.894 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,117
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,137
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 N Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in St. Johns County
  • Smaller than 94% of homes in St. Johns County
  • Has a bigger lot than 69% of homes in Saint Augustine 32084
  • Older than 73% of homes in St. Johns County

What homes are worth in Saint Augustine 32084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.5M

This home is worth more than 21% of homes in Saint Augustine 32084.

How it measures up in Saint Augustine 32084

The dot is this home. The mark in the middle is the typical home in Saint Augustine 32084.

Estimated value$232,352
CheaperTypical $346,965Pricier

Pricier than 21% of homes nearby

Price per ft²$222
CheaperTypical $215Pricier

Pricier than 56% of homes nearby

Living area1,048 ft²
SmallerTypical 1,504 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.23 ac
SmallerTypical 0.18 acBigger

Bigger than 69% of homes nearby

Year built1995
OlderTypical 2004Newer

Newer than 36% of homes nearby

How 640 N Clay St ranks against every home in each area.
MeasureThis homeSaint Augustine 32084St. Johns County
Estimated valuepricier than$232,35221% of homes6% of homes
Price per ft²pricier than$22256% of homes39% of homes
Living areabigger than1,048 ft²15% of homes6% of homes
Lot sizebigger than0.23 ac69% of homes57% of homes
Year builtnewer than199536% of homes27% of homes

About 640 N Clay St

How much is 640 N Clay St, Saint Augustine, FL worth?

The TopHap Estimate for 640 N Clay St, Saint Augustine, FL is $232,352 as of Sep 24, 2026. The likely range is $206,334 to $258,370. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 N Clay St, Saint Augustine, FL last sell?

640 N Clay St, Saint Augustine, FL last sold on Oct 25, 2001, according to the county's recorded deed.

How big is 640 N Clay St, Saint Augustine, FL?

640 N Clay St, Saint Augustine, FL has 2 bedrooms, 2 bathrooms, 1,048 square feet of living space and a 0.23-acre lot.

When was 640 N Clay St, Saint Augustine, FL built?

640 N Clay St, Saint Augustine, FL was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 640 N Clay St, Saint Augustine, FL?

640 N Clay St, Saint Augustine, FL is assigned to James A. Webster Elementary School (elementary), rated B-; R. J. Murray Middle School (middle), rated B+; St. Augustine High School (high), rated B. All sit in St. Johns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 N Clay St, Saint Augustine, FL compare to other homes in Saint Augustine 32084?

Among the 17,266 homes in Saint Augustine 32084, it is worth more than 21% of them ($232,352 against a typical $346,965), its price per square foot is higher than 56% of them ($222 against a typical $215), it is bigger than 15% of them (1,048 ft² against a typical 1,504 ft²), its lot is bigger than 69% of them (0.23 ac against a typical 0.18 ac) and it is newer than 36% of them (1995 against a typical 2004). Measured against all of St. Johns County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 N Clay St, Saint Augustine, FL?

The 2024 property tax bill for 640 N Clay St, Saint Augustine, FL was $630. The county assessed it at $63,239.

More homes on N Clay St

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More homes in Saint Augustine 32084

Assigned schools

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