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Single Family ResidenceResidential
$270,731$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $43,000 on Aug 11, 2020

640 NE GARDINER ST

ROSEBURG, OR 97470
3
Beds
2
Baths
1,498 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$271K
$252K low$290K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$43,000 · Aug 11, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
UMPQUA BK · recorded Mar 1, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,000
UMPQUA BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,641 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,247 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,017
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$380,937

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 228 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastwood Elementary SchoolB
Elementary · Grades KG–5 · 0.8 mi
H
Roseburg High SchoolC+
High · Grades 9–12 · 1.1 mi
M
Joseph Lane Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi

District: Roseburg School District 4

Neighborhood · ZIP 97470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.165

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,425
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,176
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,161
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Ne Gardiner St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Douglas County
  • Costs less per square foot than 86% of homes in Douglas County
  • Newer than 98% of homes in Roseburg 97470

What homes are worth in Roseburg 97470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$879K

This home is worth more than 39% of homes in Roseburg 97470.

How it measures up in Roseburg 97470

The dot is this home. The mark in the middle is the typical home in Roseburg 97470.

Estimated value$270,731
CheaperTypical $305,711Pricier

Pricier than 39% of homes nearby

Price per ft²$181
CheaperTypical $232Pricier

Pricier than 21% of homes nearby

Living area1,498 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.32 ac
SmallerTypical 0.24 acBigger

Bigger than 60% of homes nearby

Year built2021
OlderTypical 1964Newer

Newer than 98% of homes nearby

How 640 Ne Gardiner St ranks against every home in each area.
MeasureThis homeRoseburg 97470Douglas County
Estimated valuepricier than$270,73139% of homes29% of homes
Price per ft²pricier than$18121% of homes14% of homes
Living areabigger than1,498 ft²55% of homes54% of homes
Lot sizebigger than0.32 ac60% of homes49% of homes
Year builtnewer than202198% of homes98% of homes

About 640 Ne Gardiner St

How much is 640 Ne Gardiner St, Roseburg, OR worth?

The TopHap Estimate for 640 Ne Gardiner St, Roseburg, OR is $270,731 as of Jun 23, 2026. The likely range is $251,779 to $289,682. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Ne Gardiner St, Roseburg, OR last sell?

640 Ne Gardiner St, Roseburg, OR last sold on Aug 11, 2020 for $43,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Ne Gardiner St, Roseburg, OR?

640 Ne Gardiner St, Roseburg, OR has 3 bedrooms, 2 bathrooms, 1,498 square feet of living space and a 0.32-acre lot.

When was 640 Ne Gardiner St, Roseburg, OR built?

640 Ne Gardiner St, Roseburg, OR was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 640 Ne Gardiner St, Roseburg, OR?

640 Ne Gardiner St, Roseburg, OR is assigned to Eastwood Elementary School (elementary), rated B; Roseburg High School (high), rated C+; Joseph Lane Middle School (middle), rated A-. All sit in Roseburg School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Ne Gardiner St, Roseburg, OR compare to other homes in Roseburg 97470?

Among the 6,131 homes in Roseburg 97470, it is worth more than 39% of them ($270,731 against a typical $305,711), its price per square foot is higher than 21% of them ($181 against a typical $232), it is bigger than 55% of them (1,498 ft² against a typical 1,404 ft²), its lot is bigger than 60% of them (0.32 ac against a typical 0.24 ac) and it is newer than 98% of them (2021 against a typical 1964). Measured against all of Douglas County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Ne Gardiner St, Roseburg, OR?

The 2025 property tax bill for 640 Ne Gardiner St, Roseburg, OR was $3,641. The county assessed it at $248,247.

Closest homes

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Assigned schools

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