Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$676,382$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

640 OAK RIDGE RD

BARDSTOWN, KY 40004
3
Beds
2.5
Baths
2,671 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$676K
$606K low$746K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,798 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$487,630 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$487,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$645,880

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.17.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Nelson County High SchoolD+
High · Grades 9–12 · 3.1 mi
E
Foster Heights Elementary SchoolD
Elementary · Grades KG–5 · 3.3 mi
M
Old Kentucky Home Middle SchoolD
Middle · Grades 6–8 · 3.3 mi

District: Nelson County School District

Neighborhood · ZIP 40004These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.31,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.216 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,187
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,837
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Oak Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bardstown 40004
  • Costs more per square foot than 93% of homes in Bardstown 40004
  • Bigger than 95% of homes in Bardstown 40004
  • Has a bigger lot than 96% of homes in Bardstown 40004
  • Newer than 97% of homes in Bardstown 40004

What homes are worth in Bardstown 40004

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$608K

This home is worth more than almost all homes in Bardstown 40004.

How it measures up in Bardstown 40004

The dot is this home. The mark in the middle is the typical home in Bardstown 40004.

Estimated value$676,382
CheaperTypical $260,403Pricier

Pricier than almost all homes nearby

Price per ft²$253
CheaperTypical $185Pricier

Pricier than 93% of homes nearby

Living area2,671 ft²
SmallerTypical 1,409 ft²Bigger

Bigger than 95% of homes nearby

Lot size17.6 ac
SmallerTypical 0.51 acBigger

Bigger than 96% of homes nearby

Year built2021
OlderTypical 1995Newer

Newer than 97% of homes nearby

How 640 Oak Ridge Rd ranks against every home in each area.
MeasureThis homeBardstown 40004Nelson County
Estimated valuepricier than$676,382almost all homesalmost all homes
Price per ft²pricier than$25393% of homes91% of homes
Living areabigger than2,671 ft²95% of homes95% of homes
Lot sizebigger than17.6 ac96% of homes93% of homes
Year builtnewer than202197% of homes97% of homes

About 640 Oak Ridge Rd

How much is 640 Oak Ridge Rd, Bardstown, KY worth?

The TopHap Estimate for 640 Oak Ridge Rd, Bardstown, KY is $676,382 as of Sep 24, 2026. The likely range is $606,356 to $746,409. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Oak Ridge Rd, Bardstown, KY last sell?

640 Oak Ridge Rd, Bardstown, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 640 Oak Ridge Rd, Bardstown, KY?

640 Oak Ridge Rd, Bardstown, KY has 3 bedrooms, 2.5 bathrooms, 2,671 square feet of living space and a 17.60-acre lot.

When was 640 Oak Ridge Rd, Bardstown, KY built?

640 Oak Ridge Rd, Bardstown, KY was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 640 Oak Ridge Rd, Bardstown, KY?

640 Oak Ridge Rd, Bardstown, KY is assigned to Nelson County High School (high), rated D+; Foster Heights Elementary School (elementary), rated D; Old Kentucky Home Middle School (middle), rated D. All sit in Nelson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Oak Ridge Rd, Bardstown, KY compare to other homes in Bardstown 40004?

Among the 12,756 homes in Bardstown 40004, it is worth more than almost all of them ($676,382 against a typical $260,403), its price per square foot is higher than 93% of them ($253 against a typical $185), it is bigger than 95% of them (2,671 ft² against a typical 1,409 ft²), its lot is bigger than 96% of them (17.6 ac against a typical 0.51 ac) and it is newer than 97% of them (2021 against a typical 1995). Measured against all of Nelson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Oak Ridge Rd, Bardstown, KY?

The 2025 property tax bill for 640 Oak Ridge Rd, Bardstown, KY was $4,798. The county assessed it at $487,630.

More homes on Oak Ridge Rd

Closest homes

More homes in Bardstown 40004

Assigned schools

Explore the area

See this home in context

Open 640 Oak Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map