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Single Family ResidenceResidential
$837,597$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 OAK ST

ROSELLE, IL 60172
4
Beds
4 / 1
Baths
3,694 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$838K
$774K low$901K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$637,597
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$510,078
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
HARRIS NA · 3.25% 1 · recorded Aug 24, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,393 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,426 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,801
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$276,426
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$829,278

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDuPage
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 177 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roselle Middle SchoolA+
Middle · Grades 6–8 · 0.5 mi
E
Spring Hills Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
H
Lake Park High SchoolB+
High · Grades 9–12 · 1.6 mi

District: Roselle School District 12

Neighborhood · ZIP 60172These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.123
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,457
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Roselle 60172
  • Costs less per square foot than 78% of homes in DuPage County
  • Bigger than 97% of homes in Roselle 60172
  • Has a bigger lot than 68% of homes in DuPage County
  • Newer than 86% of homes in Roselle 60172

What homes are worth in Roselle 60172

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$853K

This home is worth more than 97% of homes in Roselle 60172.

How it measures up in Roselle 60172

The dot is this home. The mark in the middle is the typical home in Roselle 60172.

Estimated value$837,597
CheaperTypical $388,231Pricier

Pricier than 97% of homes nearby

Price per ft²$227
CheaperTypical $248Pricier

Pricier than 25% of homes nearby

Living area3,694 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.34 ac
SmallerTypical 0.26 acBigger

Bigger than 62% of homes nearby

Year built1995
OlderTypical 1977Newer

Newer than 86% of homes nearby

How 640 Oak St ranks against every home in each area.
MeasureThis homeRoselle 60172DuPage County
Estimated valuepricier than$837,59797% of homes89% of homes
Price per ft²pricier than$22725% of homes22% of homes
Living areabigger than3,694 ft²97% of homes95% of homes
Lot sizebigger than0.34 ac62% of homes68% of homes
Year builtnewer than199586% of homes83% of homes

About 640 Oak St

How much is 640 Oak St, Roselle, IL worth?

The TopHap Estimate for 640 Oak St, Roselle, IL is $837,597 as of Jul 14, 2026. The likely range is $774,163 to $901,031. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 640 Oak St, Roselle, IL?

640 Oak St, Roselle, IL has 4 bedrooms, 4 bathrooms, 3,694 square feet of living space and a 0.34-acre lot.

When was 640 Oak St, Roselle, IL built?

640 Oak St, Roselle, IL was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 640 Oak St, Roselle, IL?

640 Oak St, Roselle, IL is assigned to Roselle Middle School (middle), rated A+; Spring Hills Elementary School (elementary), rated A; Lake Park High School (high), rated B+. All sit in Roselle School District 12. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Oak St, Roselle, IL compare to other homes in Roselle 60172?

Among the 9,046 homes in Roselle 60172, it is worth more than 97% of them ($837,597 against a typical $388,231), its price per square foot is higher than 25% of them ($227 against a typical $248), it is bigger than 97% of them (3,694 ft² against a typical 1,456 ft²), its lot is bigger than 62% of them (0.34 ac against a typical 0.26 ac) and it is newer than 86% of them (1995 against a typical 1977). Measured against all of DuPage County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Oak St, Roselle, IL?

The 2024 property tax bill for 640 Oak St, Roselle, IL was $20,393. The county assessed it at $276,426.

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