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Single Family ResidenceResidential
$314,677
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $270,000 on Jan 14, 2025

640 PROSPECT ST

TROY, PA 16947
3
Beds
3.5
Baths
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$315K
$287K low$342K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,000 · Jan 14, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,759 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,150 (2026)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,296

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBRADFORD
Lot (acres)The size of the land the home sits on, from county records.0.45
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W R. Croman Primary School
Elementary · Grades KG–2 · 0.3 mi
M
Troy Jr. / Sr. High School SchoolD+
Middle · Grades 7–12 · 0.6 mi

District: Troy Area School District

Neighborhood · ZIP 16947These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,555
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,435
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Bradford County
  • Has a smaller lot than 87% of homes in Troy 16947

What homes are worth in Troy 16947

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$723K

This home is worth more than 73% of homes in Troy 16947.

How it measures up in Troy 16947

The dot is this home. The mark in the middle is the typical home in Troy 16947.

Estimated value$314,677
CheaperTypical $212,031Pricier

Pricier than 73% of homes nearby

Lot size0.45 ac
SmallerTypical 1.54 acBigger

Bigger than 13% of homes nearby

Year built1965
OlderTypical 1968Newer

Newer than 48% of homes nearby

How 640 Prospect St ranks against every home in each area.
MeasureThis homeTroy 16947Bradford County
Estimated valuepricier than$314,67773% of homes77% of homes
Lot sizebigger than0.45 ac13% of homes24% of homes
Year builtnewer than196548% of homes50% of homes

About 640 Prospect St

How much is 640 Prospect St, Troy, PA worth?

The TopHap Estimate for 640 Prospect St, Troy, PA is $314,677 as of Sep 24, 2026. The likely range is $287,266 to $342,088. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Prospect St, Troy, PA last sell?

640 Prospect St, Troy, PA last sold on Jan 14, 2025 for $270,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 640 Prospect St, Troy, PA?

640 Prospect St, Troy, PA has 3 bedrooms, 3.5 bathrooms and a 0.45-acre lot.

When was 640 Prospect St, Troy, PA built?

640 Prospect St, Troy, PA was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 640 Prospect St, Troy, PA?

640 Prospect St, Troy, PA is assigned to W R. Croman Primary School (elementary); Troy Jr. / Sr. High School School (middle), rated D+. All sit in Troy Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Prospect St, Troy, PA compare to other homes in Troy 16947?

Among the 2,084 homes in Troy 16947, it is worth more than 73% of them ($314,677 against a typical $212,031), its lot is bigger than 13% of them (0.45 ac against a typical 1.54 ac) and it is newer than 48% of them (1965 against a typical 1968). Measured against all of Bradford County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Prospect St, Troy, PA?

The 2026 property tax bill for 640 Prospect St, Troy, PA was $2,759. The county assessed it at $36,150.

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