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Single Family ResidenceResidential
$296,834$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $111,000 on Mar 5, 2020

640 RANCE RD

OSWEGO, IL 60543
3
Beds
1.5
Baths
1,261 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$297K
$277K low$317K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$111,000 · Mar 5, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$296,834
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$237,467

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,954 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,203 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,363
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,589
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,609

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monee Elementary SchoolB
Elementary · Grades KG–5 · 3.6 mi
M
Crete-Monee Middle SchoolC
Middle · Grades 6–8 · 5.3 mi
H
Crete-Monee High SchoolA
High · Grades 9–12 · 7.2 mi

District: Crete-Monee Community Unit School District 201-U

Neighborhood · ZIP 60543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.49,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,927
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Rance Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Oswego 60543
  • Costs more per square foot than 83% of homes in Oswego 60543
  • Smaller than 90% of homes in Oswego 60543
  • Among the largest lots in Oswego 60543
  • Older than 84% of homes in Oswego 60543

What homes are worth in Oswego 60543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$759K

This home is worth more than 14% of homes in Oswego 60543.

How it measures up in Oswego 60543

The dot is this home. The mark in the middle is the typical home in Oswego 60543.

Estimated value$296,834
CheaperTypical $419,734Pricier

Pricier than 14% of homes nearby

Price per ft²$235
CheaperTypical $196Pricier

Pricier than 83% of homes nearby

Living area1,261 ft²
SmallerTypical 2,132 ft²Bigger

Bigger than 10% of homes nearby

Lot size5 ac
SmallerTypical 0.25 acBigger

Bigger than almost all homes nearby

Year built1977
OlderTypical 2001Newer

Newer than 16% of homes nearby

How 640 Rance Rd ranks against every home in each area.
MeasureThis homeOswego 60543Will County
Estimated valuepricier than$296,83414% of homes29% of homes
Price per ft²pricier than$23583% of homes72% of homes
Living areabigger than1,261 ft²10% of homes23% of homes
Lot sizebigger than5 acalmost all homesalmost all homes
Year builtnewer than197716% of homes32% of homes

About 640 Rance Rd

How much is 640 Rance Rd, Oswego, IL worth?

The TopHap Estimate for 640 Rance Rd, Oswego, IL is $296,834 as of Jul 14, 2026. The likely range is $276,903 to $316,765. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Rance Rd, Oswego, IL last sell?

640 Rance Rd, Oswego, IL last sold on Mar 5, 2020 for $111,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Rance Rd, Oswego, IL?

640 Rance Rd, Oswego, IL has 3 bedrooms, 1.5 bathrooms, 1,261 square feet of living space and a 5.00-acre lot.

When was 640 Rance Rd, Oswego, IL built?

640 Rance Rd, Oswego, IL was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 640 Rance Rd, Oswego, IL?

640 Rance Rd, Oswego, IL is assigned to Monee Elementary School (elementary), rated B; Crete-Monee Middle School (middle), rated C; Crete-Monee High School (high), rated A. All sit in Crete-Monee Community Unit School District 201-U. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Rance Rd, Oswego, IL compare to other homes in Oswego 60543?

Among the 13,615 homes in Oswego 60543, it is worth more than 14% of them ($296,834 against a typical $419,734), its price per square foot is higher than 83% of them ($235 against a typical $196), it is bigger than 10% of them (1,261 ft² against a typical 2,132 ft²), its lot is bigger than almost all of them (5 ac against a typical 0.25 ac) and it is newer than 16% of them (1977 against a typical 2001). Measured against all of Will County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Rance Rd, Oswego, IL?

The 2025 property tax bill for 640 Rance Rd, Oswego, IL was $7,954. The county assessed it at $84,203.

Closest homes

More homes in Oswego 60543

Assigned schools

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