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Single Family ResidenceResidential
$322,912$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $154,000 on Apr 2, 2014

640 RIDGESTONE CT

ORANGE PARK, FL 32065
3
Beds
2
Baths
1,996 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$323K
$305K low$341K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$154,000 · Apr 2, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,912
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,330
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
HAMILTON HOME LOANS INC · recorded Feb 22, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
TRUIST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,553 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$207,554 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$201,705
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$317,261

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.43
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 441 ft²Porch · 507 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridgeview Elementary SchoolB
Elementary · Grades KG–6 · 1.7 mi
H
Ridgeview High SchoolC+
High · Grades 9–12 · 2.0 mi
M
Orange Park Junior High SchoolC-
Middle · Grades 7–8 · 2.8 mi

District: Clay County School District

Neighborhood · ZIP 32065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,476
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,149 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,255
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,821
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Ridgestone Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Clay County
  • Has a bigger lot than 91% of homes in Orange Park 32065
  • Older than 92% of homes in Orange Park 32065

What homes are worth in Orange Park 32065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$629K

This home is worth more than 47% of homes in Orange Park 32065.

How it measures up in Orange Park 32065

The dot is this home. The mark in the middle is the typical home in Orange Park 32065.

Estimated value$322,912
CheaperTypical $330,852Pricier

Pricier than 47% of homes nearby

Price per ft²$162
CheaperTypical $167Pricier

Pricier than 41% of homes nearby

Living area1,996 ft²
SmallerTypical 1,882 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.43 ac
SmallerTypical 0.21 acBigger

Bigger than 91% of homes nearby

Year built1978
OlderTypical 2005Newer

Newer than 8% of homes nearby

How 640 Ridgestone Ct ranks against every home in each area.
MeasureThis homeOrange Park 32065Clay County
Estimated valuepricier than$322,91247% of homes44% of homes
Price per ft²pricier than$16241% of homes23% of homes
Living areabigger than1,996 ft²56% of homes63% of homes
Lot sizebigger than0.43 ac91% of homes66% of homes
Year builtnewer than19788% of homes18% of homes

About 640 Ridgestone Ct

How much is 640 Ridgestone Ct, Orange Park, FL worth?

The TopHap Estimate for 640 Ridgestone Ct, Orange Park, FL is $322,912 as of Jul 14, 2026. The likely range is $305,261 to $340,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Ridgestone Ct, Orange Park, FL last sell?

640 Ridgestone Ct, Orange Park, FL last sold on Apr 2, 2014 for $154,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 640 Ridgestone Ct, Orange Park, FL?

640 Ridgestone Ct, Orange Park, FL has 3 bedrooms, 2 bathrooms, 1,996 square feet of living space and a 0.43-acre lot.

When was 640 Ridgestone Ct, Orange Park, FL built?

640 Ridgestone Ct, Orange Park, FL was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 640 Ridgestone Ct, Orange Park, FL?

640 Ridgestone Ct, Orange Park, FL is assigned to Ridgeview Elementary School (elementary), rated B; Ridgeview High School (high), rated C+; Orange Park Junior High School (middle), rated C-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Ridgestone Ct, Orange Park, FL compare to other homes in Orange Park 32065?

Among the 13,464 homes in Orange Park 32065, it is worth more than 47% of them ($322,912 against a typical $330,852), its price per square foot is higher than 41% of them ($162 against a typical $167), it is bigger than 56% of them (1,996 ft² against a typical 1,882 ft²), its lot is bigger than 91% of them (0.43 ac against a typical 0.21 ac) and it is newer than 8% of them (1978 against a typical 2005). Measured against all of Clay County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Ridgestone Ct, Orange Park, FL?

The 2025 property tax bill for 640 Ridgestone Ct, Orange Park, FL was $2,553. The county assessed it at $207,554.

Closest homes

More homes in Orange Park 32065

Assigned schools

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