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Single Family ResidenceResidential
$156,251$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 RIVER DR

GADSDEN, AL 35901
0
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$156K
$122K low$190K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,251
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$608 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyETOWAH
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gaston High SchoolD
Middle · Grades 7–12 · 5.0 mi
E
Gaston Elementary SchoolA-
Elementary · Grades PK–6 · 5.0 mi

District: Etowah County School District

Neighborhood · ZIP 35901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,657
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,329
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Gadsden 35901
  • Smaller than 77% of homes in Gadsden 35901
  • Has a bigger lot than 81% of homes in Gadsden 35901
  • Among the newest homes in Gadsden 35901

What homes are worth in Gadsden 35901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$787K

This home is worth more than 51% of homes in Gadsden 35901.

How it measures up in Gadsden 35901

The dot is this home. The mark in the middle is the typical home in Gadsden 35901.

Estimated value$156,251
CheaperTypical $149,310Pricier

Pricier than 51% of homes nearby

Price per ft²$130
CheaperTypical $94Pricier

Pricier than 71% of homes nearby

Living area1,200 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 23% of homes nearby

Lot size1 ac
SmallerTypical 0.36 acBigger

Bigger than 81% of homes nearby

Year built2024
OlderTypical 1960Newer

Newer than almost all homes nearby

How 640 River Dr ranks against every home in each area.
MeasureThis homeGadsden 35901Etowah County
Estimated valuepricier than$156,25151% of homes43% of homes
Price per ft²pricier than$13071% of homes64% of homes
Living areabigger than1,200 ft²23% of homes24% of homes
Lot sizebigger than1 ac81% of homes70% of homes
Year builtnewer than2024almost all homesalmost all homes

About 640 River Dr

How much is 640 River Dr, Gadsden, AL worth?

The TopHap Estimate for 640 River Dr, Gadsden, AL is $156,251 as of Jul 14, 2026. The likely range is $122,360 to $190,142. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 River Dr, Gadsden, AL last sell?

640 River Dr, Gadsden, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 640 River Dr, Gadsden, AL?

640 River Dr, Gadsden, AL has 1,200 square feet of living space and a 1.00-acre lot.

When was 640 River Dr, Gadsden, AL built?

640 River Dr, Gadsden, AL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 640 River Dr, Gadsden, AL?

640 River Dr, Gadsden, AL is assigned to Gaston High School (middle), rated D; Gaston Elementary School (elementary), rated A-. All sit in Etowah County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 River Dr, Gadsden, AL compare to other homes in Gadsden 35901?

Among the 7,475 homes in Gadsden 35901, it is worth more than 51% of them ($156,251 against a typical $149,310), its price per square foot is higher than 71% of them ($130 against a typical $94), it is bigger than 23% of them (1,200 ft² against a typical 1,652 ft²), its lot is bigger than 81% of them (1 ac against a typical 0.36 ac) and it is newer than almost all of them (2024 against a typical 1960). Measured against all of Etowah County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 River Dr, Gadsden, AL?

The 2025 property tax bill for 640 River Dr, Gadsden, AL was $608. The county assessed it at $16,880.

Closest homes

More homes in Gadsden 35901

Assigned schools

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See this home in context

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