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Single Family ResidenceResidential
$504,571$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $255,000 on Nov 21, 2006

640 RIVER LOOP 1

EUGENE, OR 97404
3
Beds
3 / 1
Baths
1,678 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$505K
$486K low$523K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Nov 21, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$234,571
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$187,657
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
OREGON COMMUNITY CU · recorded Sep 13, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
SELCO COMMUNITY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,350 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,581 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,584
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$467,422

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLane
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Madison Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
E
Awbrey Park Elementary SchoolB-
Elementary · Grades KG–5 · 1.1 mi
H
North Eugene High SchoolD+
High · Grades 9–12 · 1.2 mi

District: Eugene School District 4j

Neighborhood · ZIP 97404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.149

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.33,558
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,335
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,008
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 River Loop 1 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Eugene 97404
  • Has a smaller lot than 80% of homes in Eugene 97404
  • Newer than 92% of homes in Santa Clara Community

What homes are worth in Eugene 97404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$319K$732K

This home is worth more than 72% of homes in Eugene 97404.

How it measures up in Eugene 97404

The dot is this home. The mark in the middle is the typical home in Eugene 97404.

Estimated value$504,571
CheaperTypical $443,016Pricier

Pricier than 72% of homes nearby

Price per ft²$301
CheaperTypical $300Pricier

Pricier than 51% of homes nearby

Living area1,678 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.15 ac
SmallerTypical 0.2 acBigger

Bigger than 20% of homes nearby

Year built2006
OlderTypical 1970Newer

Newer than 92% of homes nearby

How 640 River Loop 1 ranks against every home in each area.
MeasureThis homeSanta Clara CommunityEugene 97404Lane County
Estimated valuepricier than$504,57164% of homes72% of homes62% of homes
Price per ft²pricier than$30149% of homes51% of homes45% of homes
Living areabigger than1,678 ft²57% of homes62% of homes60% of homes
Lot sizebigger than0.15 ac21% of homes20% of homes24% of homes
Year builtnewer than200692% of homes92% of homes90% of homes

About 640 River Loop 1

How much is 640 River Loop 1, Eugene, OR worth?

The TopHap Estimate for 640 River Loop 1, Eugene, OR is $504,571 as of Jul 14, 2026. The likely range is $485,860 to $523,282. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 River Loop 1, Eugene, OR last sell?

640 River Loop 1, Eugene, OR last sold on Nov 21, 2006 for $255,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 River Loop 1, Eugene, OR?

640 River Loop 1, Eugene, OR has 3 bedrooms, 3 bathrooms, 1,678 square feet of living space and a 0.15-acre lot.

When was 640 River Loop 1, Eugene, OR built?

640 River Loop 1, Eugene, OR was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 640 River Loop 1, Eugene, OR?

640 River Loop 1, Eugene, OR is assigned to Madison Middle School (middle), rated B-; Awbrey Park Elementary School (elementary), rated B-; North Eugene High School (high), rated D+. All sit in Eugene School District 4j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 River Loop 1, Eugene, OR compare to other homes in Eugene 97404?

Among the 12,652 homes in Eugene 97404, it is worth more than 72% of them ($504,571 against a typical $443,016), its price per square foot is higher than 51% of them ($301 against a typical $300), it is bigger than 62% of them (1,678 ft² against a typical 1,540 ft²), its lot is bigger than 20% of them (0.15 ac against a typical 0.2 ac) and it is newer than 92% of them (2006 against a typical 1970). Measured against all of Lane County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 River Loop 1, Eugene, OR?

The 2025 property tax bill for 640 River Loop 1, Eugene, OR was $5,350. The county assessed it at $274,581.

More homes on River Loop 1

Closest homes

More homes in Eugene 97404

Assigned schools

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