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CondominiumResidential
$448,898$419 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Jun 4, 2019

640 RIVER ST

FILLMORE, CA 93015
Building report
3
Beds
2.5
Baths
1,071 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$449K
$432K low$466K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jun 4, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$132,398
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,918
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$316,500
OPTION FUNDING INC · recorded Mar 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,895 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$341,346 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$221,877
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,469
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,653

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyVENTURA
Lot (acres)The size of the land the home sits on, from county records.0.23
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 72 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rio Vista Elementary SchoolB
Elementary · Grades KG–5 · 0.6 mi
M
Fillmore Middle SchoolD+
Middle · Grades 6–8 · 0.7 mi
H
Fillmore High SchoolB-
High · Grades 9–12 · 0.7 mi

District: Fillmore Unified School District

Neighborhood · ZIP 93015These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.919

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,716
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,297
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,109
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Ventura County
  • Costs less per square foot than 83% of homes in Ventura County
  • Smaller than 88% of homes in Ventura County
  • Has a bigger lot than 85% of homes in Fillmore 93015
  • Newer than 68% of homes in Ventura County

What homes are worth in Fillmore 93015

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$1.1M

This home is worth more than 5% of homes in Fillmore 93015.

How it measures up in Fillmore 93015

The dot is this home. The mark in the middle is the typical home in Fillmore 93015.

Estimated value$448,898
CheaperTypical $666,060Pricier

Pricier than 5% of homes nearby

Price per ft²$419
CheaperTypical $418Pricier

Pricier than 50% of homes nearby

Living area1,071 ft²
SmallerTypical 1,593 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.23 ac
SmallerTypical 0.16 acBigger

Bigger than 85% of homes nearby

Year built1985
OlderTypical 1978Newer

Newer than 59% of homes nearby

How 640 River St ranks against every home in each area.
MeasureThis homeFillmore 93015Ventura County
Estimated valuepricier than$448,8985% of homes3% of homes
Price per ft²pricier than$41950% of homes17% of homes
Living areabigger than1,071 ft²13% of homes12% of homes
Lot sizebigger than0.23 ac85% of homes74% of homes
Year builtnewer than198559% of homes68% of homes

About 640 River St

How much is 640 River St, Fillmore, CA worth?

The TopHap Estimate for 640 River St, Fillmore, CA is $448,898 as of Jul 14, 2026. The likely range is $431,712 to $466,084. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 River St, Fillmore, CA last sell?

640 River St, Fillmore, CA last sold on Jun 4, 2019 for $300,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 640 River St, Fillmore, CA?

640 River St, Fillmore, CA has 3 bedrooms, 2.5 bathrooms, 1,071 square feet of living space and a 0.23-acre lot.

When was 640 River St, Fillmore, CA built?

640 River St, Fillmore, CA was built in 1985, making it 41 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 640 River St, Fillmore, CA?

640 River St, Fillmore, CA is assigned to Rio Vista Elementary School (elementary), rated B; Fillmore Middle School (middle), rated D+; Fillmore High School (high), rated B-. All sit in Fillmore Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 River St, Fillmore, CA compare to other homes in Fillmore 93015?

Among the 4,393 homes in Fillmore 93015, it is worth more than 5% of them ($448,898 against a typical $666,060), its price per square foot is higher than 50% of them ($419 against a typical $418), it is bigger than 13% of them (1,071 ft² against a typical 1,593 ft²), its lot is bigger than 85% of them (0.23 ac against a typical 0.16 ac) and it is newer than 59% of them (1985 against a typical 1978). Measured against all of Ventura County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 River St, Fillmore, CA?

The 2025 property tax bill for 640 River St, Fillmore, CA was $3,895. The county assessed it at $341,346.

Closest homes

More homes in Fillmore 93015

Assigned schools

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